Moonstone Information Refinery (Pty) Ltd
Investment Rates
Updated: 11-December-2017 Valid until: 15-December-2017
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In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 143 830.00 | 7.540% | R 1 438 302.00 | 7.540% | |
Clientele life* | L | 8 | R 143 229.38 | 7.450% | R 1 438 971.11 | 7.550% | |
Absa | L | 8 | R 143 183.21 | 7.443% | R 1 431 832.08 | 7.443% | |
Assupol | G | 2.35 | 8 ; 11 | R 140 583.18 | 7.050% | R 1 434 294.35 | 7.480% |
Discovery* | G | 3.5 | 8 | R 137 665.68 | 6.602% | R 1 412 524.92 | 7.152% |
Old Mutual Wealth | L | 8 ; 13 | R 137 645.42 | 6.510% | R 1 422 996.65 | 7.220% | |
Momentum | G | 2.7 | 8 | R 137 038.26 | 6.480% | R 1 419 984.26 | 7.230% |
Clientele life* | G | 2.43 | 8 | R 136 944.36 | 6.490% | R 1 415 708.78 | 7.200% |
NEDgroup LIFE* | L | 8 | R 132 722.44 | 5.825% | R 1 398 395.53 | 6.937% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 392 898.00 | 6.770% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 146 457.00 | 7.930% | R 1 464 573.00 | 7.930% | |
Clientele life* | L | 8 | R 145 374.90 | 7.770% | R 1 460 506.16 | 7.870% | |
Assupol | G | 2.35 | 8 ; 11 | R 142 564.12 | 7.350% | R 1 454 423.54 | 7.780% |
Discovery* | G | 3.5 | 8 | R 140 244.17 | 6.998% | R 1 438 309.81 | 7.540% |
Old Mutual* Wealth | L | 8 ; 13 | R 140 118.73 | 6.890% | R 1 448 274.90 | 7.590% | |
Momentum | G | 2.7 | 8 | R 140 069.47 | 6.940% | R 1 450 434.14 | 7.690% |
Clientele life* | G | 2.43 | 8 | R 139 014.33 | 6.810% | R 1 436 965.29 | 7.520% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 416 848.00 | 7.130% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 3 123.52 | R 4 496.32 | R 4 048.57 |
Discovery* | R 2 950.53 | R 4 371.98 | R 4 007.34 |
Old Mutual | R 2 922.04 | R 4 351.11 | R 3 877.98 |
Momentum | R 2 850.20 | R 4 355.95 | R 4 002.47 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 183.44 | R 4 593.26 | R 4 094.75 |
Just Lifetime Income (Med)6 | R 3 388.44 | R 4 736.69 | R 4 186.42 |
Just Lifetime Income (High)6 | R 3 676.73 | R 4 930.38 | R 4 326.92 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 969.79 | R 303.12 | R 1 666.67 | 15.389% |
Metropolitan | R 1 940.77 | R 274.10 | R 1 666.67 | 14.123% |
Momentum | R 1 910.97 | R 244.30 | R 1 666.67 | 12.784% |
Old Mutual | R 1 910.20 | R 243.53 | R 1 666.67 | 12.749% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 594.08 | R 91.42 | R 5 940.77 | R 914.20 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 577.16 | R 90.50 | R 5 927.90 | R 951.80 |
Discovery* | G | 3.5 | 5 ; 6 | R 518.64 | R 39.02 | R 5 674.23 | R 711.88 |
Momentum | G | 2.7 | 5 | R 476.99 | R 44.03 | R 5 714.03 | R 803.96 |
NEDgroup LIFE* | L | 5 | R 475.20 | R 39.78 | R 5 517.64 | R 565.38 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 598.25 | R 96.84 | R 6 138.50 | R 1 016.50 |
Discovery* | G | 3.5 | 5 ; 6 | R 543.44 | R 42.93 | R 5 918.74 | R 750.38 |
Momentum | G | 2.7 | 5 | R 511.80 | R 53.07 | R 6 054.65 | R 898.51 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 6957B 49F2B 6E219 00176 |
Metropolitan | Metquote Codes : 683C5 98F8E BA22C 702A0 |
Metropolitan | Metquote Codes : BFFC3 33C31 55810 80365 |
Momentum | Ann : A-4HDEQEQ-P4EBN6N-HOCBRE7 |
Momentum | Guar : G-YHDEQ9E-J4FOQIZ-HKHBBW9 |
Momentum | Ge : GE-DCEID-FCDDH-CLBCM-BDHBC-JHEDB-CDBCD |
Old Mutual | Max Income : EMKH9YYYYJJYJJJHJJHHHHHHLENNZNNJGDC |
Old Mutual | Ann : EQT73 DHP5M ANRET QM7AZ |
Old Mutual | Bond : B8GUUUUUUUUUUUUUUUUUUUFPUUUUUUUUPYG |