Updated: 08-January-2018 Valid until: 12-January-2018
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 139 601.00 | 6.900% | R 1 402 551.73 | 7.000% | |
1 Life | L | 8 | R 139 079.00 | 6.820% | R 1 390 794.00 | 6.820% | |
Absa | L | 8 | R 138 208.63 | 6.686% | R 1 382 086.32 | 6.686% | |
Assupol | G | 2.35 | 8 ; 11 | R 135 535.61 | 6.270% | R 1 383 647.94 | 6.710% |
Momentum | G | 2.7 | 8 | R 135 284.67 | 6.230% | R 1 401 687.41 | 6.990% |
Discovery* | G | 3.5 | 8 | R 132 710.60 | 5.823% | R 1 361 683.13 | 6.369% |
Old Mutual Wealth | L | 8 ; 13 | R 132 507.49 | 5.710% | R 1 370 275.23 | 6.410% | |
Clientele life* | G | 2.43 | 8 | R 131 877.13 | 5.690% | R 1 363 025.70 | 6.390% |
NEDgroup LIFE* | L | 8 | R 127 879.52 | 5.041% | R 1 347 369.33 | 6.144% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 349 355.00 | 6.090% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 141 702.99 | 7.220% | R 1 423 650.29 | 7.320% | |
1 Life | L | 8 | R 141 571.00 | 7.200% | R 1 415 709.00 | 7.200% | |
Momentum | G | 2.7 | 8 | R 138 277.69 | 6.700% | R 1 431 753.69 | 7.440% |
Assupol | G | 2.35 | 8 ; 11 | R 137 459.52 | 6.570% | R 1 403 207.25 | 7.010% |
Discovery* | G | 3.5 | 8 | R 135 196.28 | 6.217% | R 1 386 539.92 | 6.755% |
Old Mutual* Wealth | L | 8 ; 13 | R 134 888.77 | 6.080% | R 1 394 617.62 | 6.780% | |
Clientele life* | G | 2.43 | 8 | R 133 885.69 | 6.010% | R 1 383 647.94 | 6.710% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 372 553.00 | 6.450% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Discovery | R 2 836.66 | R 4 218.42 | R 3 870.22 |
Old Mutual | R 2 758.80 | R 4 170.13 | R 3 689.33 |
Momentum | R 2 696.09 | R 4 184.61 | R 3 823.22 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 971.78 | R 4 376.37 | R 3 883.21 |
Just Lifetime Income (Med)6 | R 3 175.48 | R 4 520.17 | R 3 973.41 |
Just Lifetime Income (High)6 | R 3 465.79 | R 4 717.66 | R 4 111.35 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 940.99 | R 274.32 | R 1 666.67 | 14.133% |
Old Mutual | R 1 910.20 | R 243.53 | R 1 666.67 | 12.749% |
Momentum | R 1 879.82 | R 213.15 | R 1 666.67 | 11.339% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 536.60 | R 75.84 | R 5 365.99 | R 758.39 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 534.03 | R 78.14 | R 5 418.90 | R 803.30 |
Discovery* | G | 3.5 | 5 ; 6 | R 459.25 | R 22.87 | R 5 071.90 | R 541.96 |
Momentum | G | 2.7 | 5 | R 451.36 | R 33.49 | R 5 443.74 | R 685.91 |
NEDgroup LIFE* | L | 5 | R 416.31 | R 28.70 | R 4 915.80 | R 431.40 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 555.23 | R 84.12 | R 5 630.60 | R 863.80 |
Momentum | G | 2.7 | 5 | R 485.79 | R 41.87 | R 5 780.92 | R 774.07 |
Discovery* | G | 3.5 | 5 ; 6 | R 484.51 | R 26.48 | R 5 321.08 | R 577.51 |
Institute | Annuity code |
---|---|
Momentum | Ann : A-MXCEQEI-64G7IBJ-IYBBRQ7 |
Momentum | Guar : G-YXDEQ9O-J4HOQM7-IKGBBG9 |
Momentum | Ge : GE-DCEJC-EBKDH-CLBCM-BHIBC-JEHDB-CDBCD |
Old Mutual | Max Income : 9Y2J6HJYJYJYJJJJJHJHHH3HL4HNLHNHRB2 |
Old Mutual | Ann : D5CHB UZX7F QUVBV AYSM6 |
Old Mutual | Bond : 4W8UUUUUUUUUUUUUUUUUUUCYUUUUUUUUMRW |