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Updated: 22-January-2018 Valid until: 26-January-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 138 689.26 | 6.760% | R 1 393 400.14 | 6.860% | |
1 Life | L | 8 | R 138 365.00 | 6.710% | R 1 383 648.00 | 6.710% | |
Absa | L | 8 | R 137 499.48 | 6.576% | R 1 374 994.84 | 6.576% | |
Assupol | G | 2.35 | 8 ; 11 | R 135 408.12 | 6.250% | R 1 381 704.06 | 6.680% |
Discovery* | G | 3.5 | 8 | R 133 463.49 | 5.943% | R 1 369 408.19 | 6.489% |
Old Mutual Wealth | L | 8 ; 13 | R 132 378.25 | 5.730% | R 1 368 578.50 | 6.440% | |
Momentum | G | 2.7 | 8 | R 132 107.68 | 5.730% | R 1 368 780.15 | 6.480% |
Clientele life* | G | 2.43 | 8 | R 132 001.96 | 5.710% | R 1 364 948.52 | 6.420% |
NEDgroup LIFE* | L | 8 | R 127 848.70 | 5.036% | R 1 346 682.98 | 6.134% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 347 356.00 | 6.110% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 140 912.00 | 7.100% | R 1 409 118.00 | 7.100% | |
Clientele life* | L | 8 | R 140 780.28 | 7.080% | R 1 414 388.65 | 7.180% | |
Assupol | G | 2.35 | 8 ; 11 | R 137 330.59 | 6.550% | R 1 401 241.42 | 6.980% |
Discovery* | G | 3.5 | 8 | R 135 963.27 | 6.337% | R 1 394 405.97 | 6.875% |
Momentum | G | 2.7 | 8 | R 135 031.01 | 6.190% | R 1 398 013.39 | 6.930% |
Old Mutual* Wealth | L | 8 ; 13 | R 134 756.94 | 6.110% | R 1 392 890.12 | 6.810% | |
Clientele life* | G | 2.43 | 8 | R 134 012.04 | 6.030% | R 1 385 593.99 | 6.740% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 370 576.00 | 6.470% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 945.79 | R 4 319.58 | R 3 873.47 |
Discovery | R 2 772.12 | R 4 167.06 | R 3 825.09 |
Old Mutual | R 2 730.58 | R 4 138.67 | R 3 656.66 |
Momentum | R 2 679.89 | R 4 170.45 | R 3 806.42 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 954.05 | R 4 358.51 | R 3 864.73 |
Just Lifetime Income (Med)6 | R 3 158.30 | R 4 502.97 | R 3 955.06 |
Just Lifetime Income (High)6 | R 3 450.04 | R 4 701.79 | R 4 093.75 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 950.23 | R 283.56 | R 1 666.67 | 14.540% |
Metropolitan | R 1 904.82 | R 238.15 | R 1 666.67 | 12.503% |
Momentum | R 1 884.49 | R 217.82 | R 1 666.67 | 11.559% |
Old Mutual | R 1 883.48 | R 216.81 | R 1 666.67 | 11.511% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 531.87 | R 77.33 | R 5 318.74 | R 773.33 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 523.02 | R 75.11 | R 5 308.90 | R 772.70 |
Discovery* | G | 3.5 | 5 ; 6 | R 466.45 | R 23.30 | R 5 143.18 | R 545.48 |
Momentum | G | 2.7 | 5 | R 417.15 | R 27.74 | R 5 099.04 | R 626.67 |
NEDgroup LIFE* | L | 5 | R 414.11 | R 28.30 | R 4 892.62 | R 426.63 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 544.24 | R 80.99 | R 5 520.90 | R 832.20 |
Discovery* | G | 3.5 | 5 ; 6 | R 491.53 | R 26.84 | R 5 390.59 | R 580.45 |
Momentum | G | 2.7 | 5 | R 451.85 | R 35.83 | R 5 438.01 | R 711.29 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : E4974 97449 7629A 801D4 |
Metropolitan | Metquote Codes : 80AC3 0698B 469D0 9023C |
Metropolitan | Metquote Codes : 5485B 9EE46 38454 703FC |
Momentum | Ann : A-MXDIQE3-N4EOLKJ-IQABRQ7 |
Momentum | Guar : G-YHDIQ9K-J4FOQF7-IKGBB29 |
Momentum | Ge : GE-DCEJC-EDEDH-CLBCL-EFJBC-IJHDB-CDBCD |
Old Mutual | Max Income : 8Y2H6HJYJYJYJJJJJHJHH3HHL4HNL3HH575 |
Old Mutual | Ann : M569K LY5P3 BS8Q8 RCUK8 |
Old Mutual | Bond : CW8UUUUUUUUUUUUUUUUUUUC8UUUUUUUMLQP |