Updated: 29-January-2018 Valid until: 02-February-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 139 666.31 | 6.910% | R 1 403 207.25 | 7.010% | |
1 Life | L | 8 | R 139 470.00 | 6.880% | R 1 394 705.00 | 6.880% | |
Absa | L | 8 | R 138 651.91 | 6.754% | R 1 386 519.06 | 6.754% | |
Assupol | G | 2.35 | 8 ; 11 | R 136 494.85 | 6.420% | R 1 392 748.29 | 6.850% |
Discovery* | G | 3.5 | 8 | R 132 821.47 | 5.841% | R 1 362 820.73 | 6.387% |
Old Mutual Wealth | L | 8 ; 13 | R 132 780.22 | 5.820% | R 1 372 521.83 | 6.520% | |
Clientele life* | G | 2.43 | 8 | R 132 564.84 | 5.800% | R 1 370 086.66 | 6.500% |
Momentum | G | 2.7 | 8 | R 132 419.99 | 5.780% | R 1 372 016.04 | 6.530% |
NEDgroup LIFE* | L | 8 | R 128 476.43 | 5.139% | R 1 352 741.20 | 6.229% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 344 534.00 | 6.090% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 142 034.00 | 7.270% | R 1 420 337.00 | 7.270% | |
Clientele life* | L | 8 | R 141 769.08 | 7.230% | R 1 424 313.68 | 7.330% | |
Assupol | G | 2.35 | 8 ; 11 | R 138 429.64 | 6.720% | R 1 412 410.30 | 7.150% |
Momentum | G | 2.7 | 8 | R 135 350.23 | 6.240% | R 1 401 318.39 | 6.980% |
Discovery* | G | 3.5 | 8 | R 135 309.23 | 6.234% | R 1 387 698.26 | 6.772% |
Old Mutual* Wealth | L | 8 ; 13 | R 135 165.97 | 6.200% | R 1 396 903.12 | 6.900% | |
Clientele life* | G | 2.43 | 8 | R 134 581.76 | 6.120% | R 1 390 794.19 | 6.820% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 367 711.00 | 6.450% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 910.45 | R 4 279.91 | R 3 831.76 |
Discovery | R 2 759.99 | R 4 137.81 | R 3 799.74 |
Old Mutual | R 2 717.80 | R 4 125.38 | R 3 645.17 |
Momentum | R 2 648.33 | R 4 132.03 | R 3 767.14 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 950.10 | R 4 354.34 | R 3 861.13 |
Just Lifetime Income (Med)6 | R 3 153.91 | R 4 498.77 | R 3 950.77 |
Just Lifetime Income (High)6 | R 3 445.79 | R 4 698.03 | R 4 089.03 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 946.62 | R 279.95 | R 1 666.67 | 14.382% |
Metropolitan | R 1 900.55 | R 233.88 | R 1 666.67 | 12.306% |
Old Mutual | R 1 882.92 | R 216.25 | R 1 666.67 | 11.485% |
Momentum | R 1 879.03 | R 212.36 | R 1 666.67 | 11.302% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 542.66 | R 78.04 | R 5 426.58 | R 780.42 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 534.82 | R 78.36 | R 5 426.70 | R 805.50 |
Discovery* | G | 3.5 | 5 ; 6 | R 458.60 | R 21.22 | R 5 063.55 | R 523.58 |
NEDgroup LIFE* | L | 5 | R 421.79 | R 29.65 | R 4 972.11 | R 442.95 | |
Momentum | G | 2.7 | 5 | R 419.19 | R 26.91 | R 5 117.33 | R 616.13 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 556.01 | R 84.34 | R 5 638.50 | R 866.00 |
Discovery* | G | 3.5 | 5 ; 6 | R 483.74 | R 24.72 | R 5 311.53 | R 558.12 |
Momentum | G | 2.7 | 5 | R 453.76 | R 34.94 | R 5 454.99 | R 699.88 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 5B207 C747F D4A3D 701CA |
Metropolitan | Metquote Codes : 0EBC3 0CAF6 52CCF E0299 |
Metropolitan | Metquote Codes : 787EE 186C7 2CA7D 203D9 |
Momentum | Ann : A-MXDKQYX-V4HOJGR-I9BBRA2 |
Momentum | Guar : G-YHDKQ9S-J4EOQ67-IKHBBK9 |
Momentum | Ge : GE-DCEJC-EDLDH-CLBCL-ECJBC-IKCDB-CDBCD |
Old Mutual | Max Income : BY2H6HJYJYJYJJJJJHHHHHH3K4HNL3HH4U8 |
Old Mutual | Ann : KP7XC BNW28 LH3J3 MKNSE |
Old Mutual | Bond : SW8UUUUUUUUUUUUUUUUUUUAMUUUUUUUMWRR |