This information is supplied as part of our commitment to support and strengthen
independent financial advisors. The information contained below is part of our
growing product research offering.
Updated: 12-March-2018 Valid until: 16-March-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 138 429.64 | 6.720% | R 1 390 794.19 | 6.820% | |
1 Life | L | 8 | R 137 847.00 | 6.630% | R 1 378 469.00 | 6.630% | |
Assupol | G | 2.35 | 8 ; 11 | R 134 201.73 | 6.060% | R 1 369 443.55 | 6.490% |
Discovery* | G | 3.5 | 8 | R 133 061.94 | 5.879% | R 1 365 288.00 | 6.425% |
Old Mutual Wealth | L | 8 ; 13 | R 132 336.22 | 5.690% | R 1 368 463.09 | 6.390% | |
NEDgroup LIFE* | L | 8 | R 131 857.63 | 5.687% | R 1 363 375.09 | 6.395% | |
Clientele life* | G | 2.43 | 8 | R 131 752.40 | 5.670% | R 1 361 745.02 | 6.370% |
Momentum | G | 2.7 | 8 | R 131 533.78 | 5.630% | R 1 362 838.63 | 6.390% |
Absa | L | 8 | R 127 015.24 | 4.899% | R 1 270 152.35 | 4.899% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 350 419.00 | 6.120% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 140 517.53 | 7.040% | R 1 411 751.35 | 7.140% | |
1 Life | L | 8 | R 140 386.00 | 7.020% | R 1 403 863.00 | 7.020% | |
Assupol | G | 2.35 | 8 ; 11 | R 136 110.50 | 6.360% | R 1 388 842.29 | 6.790% |
Discovery* | G | 3.5 | 8 | R 135 554.20 | 6.273% | R 1 390 210.60 | 6.811% |
Old Mutual* Wealth | L | 8 ; 13 | R 134 714.40 | 6.060% | R 1 392 773.22 | 6.760% | |
Momentum | G | 2.7 | 8 | R 134 444.69 | 6.100% | R 1 392 080.12 | 6.840% |
Clientele life* | G | 2.43 | 8 | R 133 752.40 | 5.989% | R 1 382 351.78 | 6.690% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 373 628.00 | 6.480% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 810.39 | R 4 170.10 | R 3 712.97 |
Old Mutual | R 2 790.85 | R 4 128.81 | R 3 699.56 |
Discovery | R 2 606.44 | R 3 999.88 | R 3 653.76 |
Momentum | R 2 532.90 | R 3 997.19 | R 3 624.84 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 922.04 | R 4 321.84 | R 3 826.24 |
Just Lifetime Income (Med)6 | R 3 128.09 | R 4 468.00 | R 3 917.67 |
Just Lifetime Income (High)6 | R 3 422.54 | R 4 669.65 | R 4 058.85 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 935.96 | R 269.29 | R 1 666.67 | 13.910% |
Metropolitan | R 1 891.17 | R 224.50 | R 1 666.67 | 11.871% |
Momentum | R 1 866.17 | R 199.50 | R 1 666.67 | 10.691% |
Old Mutual | R 1 849.48 | R 182.81 | R 1 666.67 | 9.885% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 522.24 | R 74.90 | R 5 301.00 | R 770.50 |
Discovery* | G | 3.5 | 5 ; 6 | R 458.14 | R 18.59 | R 5 055.84 | R 494.19 |
NEDgroup LIFE* | L | 5 | R 434.16 | R 31.88 | R 5 082.35 | R 466.70 | |
Absa | L | 5 | R 411.77 | R 57.28 | R 4 117.66 | R 572.78 | |
Momentum | G | 2.7 | 5 | R 409.44 | R 25.22 | R 5 018.63 | R 598.22 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 543.46 | R 80.77 | R 5 513.10 | R 830.00 |
Discovery* | G | 3.5 | 5 ; 6 | R 483.07 | R 21.93 | R 5 301.79 | R 527.06 |
Momentum | G | 2.7 | 5 | R 444.06 | R 33.13 | R 5 356.86 | R 680.86 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 0B68D 32DEF 71FB0 101B5 |
Metropolitan | Metquote Codes : 1B5E9 DC78A 295A8 D02D8 |
Metropolitan | Metquote Codes : 7EF57 EAA75 05A51 F0388 |
Momentum | Ann : A-MHCWQYQ-Z4EWLVR-I6BBBPQ |
Momentum | Guar : G-YXDWQ93-J4HOQKW-IKHBB49 |
Momentum | Ge : GE-DCEJC-GCEDH-CLBCL-CEMBC-IIIDB-CDBCD |
Old Mutual | Max Income : V5WW5RZYZYZYYYYJJH3HYZAZKEHNLNNH3L8 |
Old Mutual | Ann : 7ZGAC 78S79 6MY2Y HT86H |
Old Mutual | Bond : ZP8UUUUUUUUUUUUUUUUUUUC6UUUUUUUMKND |