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Updated: 03-April-2018 Valid until: 06-April-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 137 782.29 | 6.620% | R 1 384 296.38 | 6.720% | |
1 Life | L | 8 | R 137 653.00 | 6.600% | R 1 376 531.00 | 6.600% | |
Absa | L | 8 | R 135 298.99 | 6.233% | R 1 352 989.94 | 6.233% | |
Assupol | G | 2.35 | 8 ; 11 | R 134 201.73 | 6.060% | R 1 369 443.55 | 6.490% |
Discovery* | G | 3.5 | 8 | R 132 083.75 | 5.723% | R 1 355 251.29 | 6.268% |
Old Mutual Wealth | L | 8 ; 13 | R 131 966.56 | 5.610% | R 1 364 823.39 | 6.310% | |
NEDgroup LIFE* | L | 8 | R 131 796.80 | 5.677% | R 1 362 746.06 | 6.386% | |
Clientele life* | G | 2.43 | 8 | R 131 254.42 | 5.590% | R 1 356 631.93 | 6.290% |
Momentum | G | 2.7 | 8 | R 130 926.00 | 5.540% | R 1 356 539.00 | 6.290% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 327 117.00 | 5.820% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 140 190.00 | 6.990% | R 1 401 896.00 | 6.990% | |
Clientele life* | L | 8 | R 139 862.38 | 6.940% | R 1 405 175.28 | 7.040% | |
Assupol | G | 2.35 | 8 ; 11 | R 136 110.50 | 6.360% | R 1 388 842.29 | 6.790% |
Discovery* | G | 3.5 | 8 | R 134 557.69 | 6.116% | R 1 379 990.74 | 6.654% |
Old Mutual* Wealth | L | 8 ; 13 | R 134 338.23 | 5.980% | R 1 389 069.19 | 6.680% | |
Momentum | G | 2.7 | 8 | R 133 850.00 | 6.000% | R 1 385 775.00 | 6.740% |
Clientele life* | G | 2.43 | 8 | R 133 255.41 | 5.910% | R 1 377 176.86 | 6.610% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 350 300.00 | 6.190% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 740.92 | R 4 098.74 | R 3 630.09 |
Old Mutual | R 2 709.42 | R 4 051.44 | R 3 608.37 |
Discovery | R 2 538.21 | R 3 924.78 | R 3 554.81 |
Momentum | R 2 471.86 | R 3 940.16 | R 3 551.52 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 889.65 | R 4 286.33 | R 3 787.77 |
Just Lifetime Income (Med)6 | R 3 097.41 | R 4 434.14 | R 3 881.00 |
Just Lifetime Income (High)6 | R 3 394.01 | R 4 638.12 | R 4 024.54 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 935.90 | R 269.23 | R 1 666.67 | 13.907% |
Metropolitan | R 1 886.91 | R 220.24 | R 1 666.67 | 11.672% |
Momentum | R 1 864.91 | R 198.24 | R 1 666.67 | 10.630% |
Old Mutual | R 1 846.86 | R 180.19 | R 1 666.67 | 9.757% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 522.24 | R 74.90 | R 5 301.00 | R 770.50 |
Absa | L | 5 | R 505.07 | R 70.24 | R 5 050.68 | R 702.41 | |
Discovery* | G | 3.5 | 5 ; 6 | R 447.12 | R 16.44 | R 4 944.79 | R 471.87 |
NEDgroup LIFE* | L | 5 | R 431.56 | R 31.40 | R 5 052.39 | R 460.30 | |
Momentum | G | 2.7 | 5 | R 400.41 | R 21.86 | R 4 924.18 | R 560.37 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 543.46 | R 80.77 | R 5 513.10 | R 830.00 |
Discovery* | G | 3.5 | 5 ; 6 | R 472.19 | R 19.76 | R 5 192.10 | R 504.55 |
Momentum | G | 2.7 | 5 | R 435.05 | R 29.58 | R 5 263.96 | R 641.68 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : BD7D2 D4628 94640 E0153 |
Metropolitan | Metquote Codes : 87648 F23B9 343BD 202BD |
Metropolitan | Metquote Codes : F4E31 C07AC 67239 90325 |
Momentum | Ann : A-UHD4QYR-R4FWKBB-IZCBBXX |
Momentum | Guar : G-YXD4Q9A-J4EOQVW-IKFBBC9 |
Momentum | Ge : GE-DCEJC-HBEDH-CLBCL-BFEBC-IHIDB-CDBCD |
Old Mutual | Max Income : Y9W2ARYYYZYYYYJJJHHHJZ6YKEHH3NNJEYY |
Old Mutual | Ann : F69L6 TG2R4 UQ5S5 R7BU4 |
Old Mutual | Bond : W48UUUUUUUUUUUUUUUUUUUCBUUUUUUUUN7D |