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Updated: 18-June-2018 Valid until: 22-June-2018
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 142 697.00 | 7.370% | R 1 426 970.00 | 7.370% | |
Clientele life* | L | 8 | R 142 033.70 | 7.270% | R 1 426 969.75 | 7.370% | |
Absa | L | 8 | R 141 481.10 | 7.186% | R 1 414 810.99 | 7.186% | |
Discovery* | G | 3.5 | 8 | R 140 094.89 | 6.976% | R 1 437 465.93 | 7.527% |
Assupol | G | 2.35 | 8 ; 11 | R 139 274.83 | 6.850% | R 1 420 999.17 | 7.280% |
Momentum | G | 2.7 | 8 | R 135 931.00 | 6.330% | R 1 408 541.00 | 7.090% |
Old Mutual Wealth | L | 8 ; 13 | R 135 489.63 | 6.210% | R 1 400 667.98 | 6.910% | |
NEDgroup LIFE* | L | 8 | R 135 138.16 | 6.208% | R 1 387 572.49 | 6.770% | |
Clientele life* | G | 2.43 | 8 | R 135 026.22 | 6.190% | R 1 395 357.16 | 6.890% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 376 879.00 | 6.560% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 145 307.00 | 7.760% | R 1 453 075.00 | 7.760% | |
Clientele life* | L | 8 | R 144 164.90 | 7.590% | R 1 448 361.21 | 7.690% | |
Discovery* | G | 3.5 | 8 | R 142 743.06 | 7.377% | R 1 463 947.62 | 7.921% |
Assupol | G | 2.35 | 8 ; 11 | R 141 241.03 | 7.150% | R 1 440 979.16 | 7.580% |
Momentum | G | 2.7 | 8 | R 138 981.00 | 6.800% | R 1 439 037.00 | 7.550% |
Old Mutual* Wealth | L | 8 ; 13 | R 137 946.28 | 6.590% | R 1 425 775.62 | 7.290% | |
Clientele life* | G | 2.43 | 8 | R 137 073.00 | 6.510% | R 1 416 369.22 | 7.210% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 400 848.00 | 6.920% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 2 991.42 | R 4 365.64 | R 3 937.38 |
Metropolitan | R 2 985.34 | R 4 368.22 | R 3 909.61 |
Discovery | R 2 815.89 | R 4 210.76 | R 3 841.06 |
Momentum | R 2 764.02 | R 4 281.07 | R 3 908.31 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 112.41 | R 4 525.70 | R 4 037.68 |
Just Lifetime Income (Med)6 | R 3 314.63 | R 4 665.92 | R 4 125.63 |
Just Lifetime Income (High)6 | R 3 599.84 | R 4 856.46 | R 4 259.45 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 967.78 | R 301.11 | R 1 666.67 | 15.302% |
Metropolitan | R 1 927.06 | R 260.39 | R 1 666.67 | 13.512% |
Momentum | R 1 906.08 | R 239.41 | R 1 666.67 | 12.561% |
Old Mutual | R 1 886.66 | R 219.99 | R 1 666.67 | 11.660% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 576.94 | R 88.29 | R 5 769.36 | R 882.83 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 567.76 | R 87.74 | R 5 755.90 | R 900.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 538.59 | R 38.88 | R 5 870.37 | R 707.37 |
NEDgroup LIFE* | L | 5 | R 464.08 | R 37.55 | R 5 274.72 | R 509.38 | |
Momentum | G | 2.7 | 5 | R 461.60 | R 38.04 | R 5 553.44 | R 737.50 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 588.88 | R 94.01 | R 5 966.90 | R 963.70 |
Discovery* | G | 3.5 | 5 ; 6 | R 563.01 | R 42.58 | R 6 111.13 | R 743.50 |
Momentum | G | 2.7 | 5 | R 496.57 | R 46.83 | R 5 895.65 | R 829.52 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 27135 0DC7F 78F2D E01F4 |
Metropolitan | Metquote Codes : 84255 F67B3 04EB4 F02CC |
Metropolitan | Metquote Codes : B148E 4AC02 E75F8 D0360 |
Momentum | Ann : A-4XCSQEE-H4GBILF-JCBBRIY |
Momentum | Guar : G-YXDSQ9B-J4HOQ2J-JKGBB29 |
Momentum | Ge : GE-DCEJC-JCKDH-CLBCL-JHLBC-JFIDB-CDBCD |
Old Mutual | Max Income : KVWXVJZYYYZYYYJJJ3HHJZ6Y3EN3YNNHGSV |
Old Mutual | Ann : W4TF6 PVUPW 2KZ68 LHGLZ |
Old Mutual | Bond : VZ8UUUUUUUUUUUUUUUUUUU84UUUUUUUMJ6C |