Updated: 25-June-2018 Valid until: 29-June-2018
This information is supplied as part of our commitment to support and strengthen
independent financial advisors. The information contained below is part of our
growing product research offering.
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | R 141 372.90 | 7.170% | R 1 420 337.01 | 7.270% | |
1 Life | L | 8 | R 140 978.00 | 7.110% | R 1 409 776.00 | 7.110% | |
Absa | L | 8 | R 140 236.03 | 6.997% | R 1 402 360.29 | 6.997% | |
Discovery* | G | 3.5 | 8 | R 139 889.27 | 6.944% | R 1 435 356.18 | 7.496% |
Assupol | G | 2.35 | 8 ; 11 | R 138 624.32 | 6.750% | R 1 414 388.65 | 7.180% |
Momentum | G | 2.7 | 8 | R 135 421.00 | 6.250% | R 1 403 257.00 | 7.010% |
Old Mutual Wealth | L | 8 ; 13 | R 134 870.76 | 6.130% | R 1 394 124.15 | 6.840% | |
Clientele life* | G | 2.43 | 8 | R 134 518.36 | 6.110% | R 1 390 794.19 | 6.820% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 368 618.00 | 6.460% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 8 | R 143 563.00 | 7.500% | R 1 435 629.00 | 7.500% | |
Clientele life* | L | 8 | R 143 496.17 | 7.490% | R 1 441 649.01 | 7.590% | |
Discovery* | G | 3.5 | 8 | R 142 533.55 | 7.345% | R 1 461 798.97 | 7.889% |
Assupol | G | 2.35 | 8 ; 11 | R 140 583.18 | 7.050% | R 1 434 294.35 | 7.480% |
Momentum | G | 2.7 | 8 | R 138 446.00 | 6.720% | R 1 433 502.00 | 7.470% |
Old Mutual* Wealth | L | 8 ; 13 | R 137 316.07 | 6.510% | R 1 419 114.23 | 7.210% | |
Clientele life* | G | 2.43 | 8 | R 136 558.99 | 6.430% | R 1 411 751.35 | 7.140% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 392 475.00 | 6.820% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 993.47 | R 4 383.35 | R 3 922.28 |
Old Mutual | R 2 977.72 | R 4 353.87 | R 3 922.63 |
Discovery | R 2 841.00 | R 4 250.16 | R 3 903.77 |
Momentum | R 2 745.55 | R 4 257.80 | R 3 884.92 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 095.90 | R 4 508.85 | R 4 020.00 |
Just Lifetime Income (Med)6 | R 3 298.85 | R 4 649.72 | R 4 108.37 |
Just Lifetime Income (High)6 | R 3 585.16 | R 4 841.38 | R 4 242.93 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 958.95 | R 292.28 | R 1 666.67 | 14.920% |
Metropolitan | R 1 926.63 | R 259.96 | R 1 666.67 | 13.493% |
Momentum | R 1 903.44 | R 236.77 | R 1 666.67 | 12.439% |
Old Mutual | R 1 885.50 | R 218.83 | R 1 666.67 | 11.606% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 562.05 | R 83.86 | R 5 620.55 | R 838.61 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 559.93 | R 85.47 | R 5 677.60 | R 877.43 |
Discovery* | G | 3.5 | 5 ; 6 | R 536.29 | R 38.25 | R 5 847.06 | R 700.47 |
Momentum | G | 2.7 | 5 | R 455.80 | R 36.69 | R 5 494.14 | R 723.03 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 581.07 | R 91.67 | R 5 888.80 | R 940.10 |
Discovery* | G | 3.5 | 5 ; 6 | R 560.73 | R 41.94 | R 6 088.02 | R 736.81 |
Momentum | G | 2.7 | 5 | R 490.79 | R 45.40 | R 5 835.29 | R 814.02 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 270B8 5D651 9F781 40188 |
Metropolitan | Metquote Codes : F93F8 F7F45 10BCE 502B3 |
Metropolitan | Metquote Codes : BFFC3 33C31 55810 80365 |
Momentum | Ann : A-4HCUQE4-H4G7PSF-J4CBRIY |
Momentum | Guar : G-YHDUQ9H-J4FOQQJ-JKHBBK9 |
Momentum | Ge : GE-DCEJC-JDHDH-CLBCL-IJDBC-JEKDB-CDBCD |
Old Mutual | Max Income : WVWXVJYZYYZYYJYJHH3HYZZY3E3JYHNHWP9 |
Old Mutual | Ann : ADJB7 25T25 PC473 BSEB4 |
Old Mutual | Bond : FZ8UUUUUUUUUUUUUUUUUUU8MUUUUUUUMGFC |