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Updated: 21-January-2019 Valid until: 25-January-2019
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | 140,386.00 | 7.020% | 1,407,146.00 | 7.070% | |
Absa* | L | 8 | 140,163.04 | 6.986% | 1,401,630.44 | 6.986% | |
Clientele life* | L | 8 | 139,209.67 | 6.840% | 1,398,623.75 | 6.940% | |
Clientele life* | G | 2.43 | 8 | 137,976.24 | 6.650% | 1,386,243.17 | 6.750% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 137,782.29 | 6.620% | 1,405,831.78 | 7.050% |
Discovery* | G | 3.5 | 8 | 133,188.77 | 5.899% | 1,366,604.59 | 6.446% |
NEDgroup LIFE* | L | 8 | 131,235.98 | 5.587% | 1,352,704.94 | 6.228% | |
Momentum | G | 2.7 | 8 | 131,174.00 | 5.580% | 1,359,109.00 | 6.330% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | 142,963.00 | 7.410% | 1,432,960.00 | 7.460% | |
Clientele life* | L | 8 | 141,306.95 | 7.160% | 1,419,675.09 | 7.260% | |
Clientele life* | G | 2.43 | 8 | 140,058.66 | 6.970% | 1,407,145.52 | 7.070% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 139,731.64 | 6.920% | 1,425,641.22 | 7.350% |
Discovery* | G | 3.5 | 8 | 135,706.39 | 6.297% | 1,391,780.80 | 6.835% |
Momentum | G | 2.7 | 8 | 134,103.00 | 6.044% | 1,388,400.00 | 6.783% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 2,938.72 | R 4,294.31 | R 3,871.58 |
Metropolitan | R 2,824.61 | R 4,263.89 | R 3,871.15 |
Momentum | R 2,784.41 | R 4,292.58 | R 3,937.28 |
Assupol Life (rewired) | R 3,164.44 | ||
Discovery | R 2,772.38 | R 4,158.88 | R 3,797.94 |
Assupol Life | R 2,689.25 | R 4,139.78 | R 3,734.58 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,961.75 | R 295.08 | R 1,666.67 | 15.042% |
Momentum | R 1,900.96 | R 234.29 | R 1,666.67 | 12.325% |
Old Mutual | R 1,862.63 | R 195.96 | R 1,666.67 | 10.521% |
Metropolitan | R 1,855.29 | R 188.62 | R 1,666.67 | 10.167% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 562.13 | R 84.55 | R 5,621.30 | R 845.55 | |
Assupol (annuity) | L | 5 | R 5,546.65 | R 503.60 | |||
Clientele life* | G | 2.43 | 5 | R 526.17 | R 75.97 | R 5,340.30 | R 781.40 |
Discovery* | G | 3.50 | 5 | R 466.19 | R 25.49 | R 5,143.42 | R 570.17 |
Momentum | G | 2.70 | 5 | R 410.94 | R 30.12 | R 5,043.14 | R 656.11 |
NEDgroup LIFE* | L | 5 | R 448.59 | R 34.58 | R 4,986.21 | R 446.15 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Assupol (annuity) | L | 5 | R 5,746.41 | R 521.74 | |||
Clientele life* | R 547.38 | R 81.88 | R 5,552.30 | R 841.20 | |||
Discovery* | G | 3.50 | 5 | R 491.69 | R 29.22 | R 5,394.97 | R 606.95 |
Momentum | G | 2.70 | 5 | R 446.37 | R 38.48 | R 5,389.23 | R 743.71 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : A5A79 E0331 5E829 80182 |
Metropolitan | Metquote Codes : D3E5D AFD88 CC3AED 502CC |
Metropolitan | Metquote Codes : 53B3B 0A92B 1D2E3 A03C3 |
Momentum | Ann : A-4HCIQEV-H4FBMHZ-MSABRYQ |
Momentum | Guar : G-YXDIQ9Z-J4GOQ3J-MKGBBK9 |
Momentum | Ge : GE-DCEKC-EDDDH-CLBCL-CFHBC-IICDB-CDBCD |
Old Mutual | Max Income : RZJM7WZ5ZZYZYYJJH33J65ZYQVJJNHHHGCQ |
Old Mutual | Ann : 5K62E LWFGQ E4CAC XGNEQ |