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Updated: 11-March-2019 Valid until: 15-March-2019
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | 139,014.33 | 6.810% | 1,393,400.14 | 6.860% | |
Clientele life* | L | 8 | 138,949.27 | 6.800% | 1,396,009.99 | 6.900% | |
Absa* | L | 8 | 138,758.31 | 6.771% | 1,387,583.10 | 6.771% | |
Clientele life* | G | 2.43 | 8 | 137,653.11 | 6.600% | 1,382,999.74 | 6.700% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 135,918.66 | 6.330% | 1,387,542.24 | 6.770% |
Discovery* | G | 3.5 | 8 | 133,275.23 | 6.008% | 1,367,491.77 | 6.460% |
Momentum | G | 2.7 | 8 | 130,988.00 | 5.550% | 1,357,181.00 | 6.300% |
NEDgroup LIFE* | L | 8 | 129,310.55 | 5.275% | 1,332,308.75 | 5.906% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | 141,372.90 | 7.170% | 1,417,029.90 | 7.220% | |
Clientele life* | L | 8 | 141,043.42 | 7.120% | 1,417,029.90 | 7.220% | |
Clientele life* | G | 2.43 | 8 | 139,731.64 | 6.920% | 1,403,863.02 | 7.020% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 137,846.91 | 6.630% | 1,407,145.52 | 7.070% |
Discovery* | G | 3.5 | 8 | 135,794.49 | 6.311% | 1,392,684.35 | 6.849% |
Momentum | G | 2.7 | 8 | 133,913.00 | 6.010% | 1,386,431.00 | 6.750% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,148.56 | - | - |
Old Mutual | R 2,882.57 | R 4,244.32 | R 3,813.36 |
Momentum | R 2,824.68 | R 4,301.28 | R 3,981.78 |
Metropolitan | R 2,814.06 | R 4,249.73 | R 3,858.27 |
Discovery | R 2,780.03 | R 4,201.66 | R 3,835.15 |
Assupol (secured) | R 2,675.50 | R 4,124.31 | R 3,719.04 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,945.72 | R 279.05 | R 1,666.67 | 14.342% |
Momentum | R 1,890.19 | R 223.52 | R 1,666.67 | 11.825% |
Old Mutual | R 1,862.72 | R 196.05 | R 1,666.67 | 10.525% |
Metropolitan | R 1,852.79 | R 186.12 | R 1,666.67 | 10.046% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa* | G | 3.50 | 5 | R 543.48 | R 77.94 | R 5,434.82 | R 779.45 |
Clientele life* | G | 2.43 | 5 | R 526.17 | R 75.97 | R 5,340.30 | R 781.40 |
Assupol (annuity) | L | 5 | - | - | R 5,333.59 | R 505.81 | |
Discovery | G | 3.50 | 5 | R 467.01 | R 25.53 | R 5,151.49 | R 570.48 |
Momentum | G | 2.70 | 5 | R 409.14 | R 29.99 | R 5,024.69 | R 655.22 |
NEDgroup LIFE* | L | 5 | R 424.82 | R 30.20 | R 4,737.30 | R 394.63 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 547.38 | R 81.88 | R 5,552.30 | R 841.20 |
Assupol (annuity) | L | 5 | - | - | R 5,537.95 | R 525.18 | |
Discovery* | G | 3.50 | 5 | R 492.49 | R 29.25 | R 5,402.83 | R 607.18 |
Momentum | G | 2.70 | 5 | R 444.44 | R 38.36 | R 5,371.05 | R 742.82 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 83E89 E82F0 12A32 20116 |
Metropolitan | Metquote Codes : 71A72 34AAB BDBA4 202CB |
Metropolitan | Metquote Codes : A66C2 ABC8A D0B5C 30337 |
Momentum | Ann : A-MXDWQEY-L4GBIWZ-M2ABREX |
Momentum | Guar : G-YXDWQ9Y-J4HOQMR-MKGBBS9 |
Momentum | Ge : GE-DCEKC-GCDDH-CLBCK-IIIBC-IHJDB-CDBCD |
Old Mutual | Max Income : ETJXS3JYZZZYZYJYYJY3L5JHKV3YYNHJ6K8 |
Old Mutual | Ann : 6MXSH DB3DB ANRER 8N7AE |