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Updated: 24-February-2020 Valid until: 28-February-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 134,012.04 | 6.030% | 1,346,451.83 | 6.130% | |
Absa* | L | 8 | 133,490.71 | 5.947% | 1,334,907.10 | 5.947% | |
Clientele life* | G | 2.43 | 8 | 133,192.51 | 5.900% | 1,338,225.58 | 6.000% |
1Life | L | 8 | 132,502.20 | 5.790% | 1,327,528.89 | 5.830% | |
Discovery* | G | 3.5 | 8 | 131,194.13 | 5.580% | 1,346,138.31 | 6.125% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 129,529.50 | 5.311% | 1,321,831.19 | 5.739% |
Momentum | L | 2.6 | 8 | 128,881.00 | 5.210% | 1,335,358.00 | 5.950% |
NEDgroup LIFE* | L | 8 | 122,427.60 | 4.130% | 1,252,754.61 | 4.610% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 136,046.53 | 6.350% | 1,366,873.52 | 6.450% | |
Clientele life* | G | 2.43 | 8 | 135,217.06 | 6.220% | 1,358,547.54 | 6.320% |
1Life | L | 8 | 134,772.10 | 6.150% | 1,350,898.08 | 6.200% | |
Discovery* | G | 3.5 | 8 | 133,674.05 | 5.976% | 1,370,937.49 | 6.513% |
Momentum | L | 2.6 | 8 | 131,747.00 | 5.670% | 1,364,139.00 | 6.410% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 131,385.00 | 5.611% | 1,342,839.97 | 6.073% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,014.17 | - | - |
Old Mutual | R 3,003.44 | R 4,302.50 | R 3,927.09 |
Momentum | R 2,935.92 | R 4,340.86 | R 4,057.55 |
Metropolitan | R 2,934.49 | R 4,319.26 | R 3,901.07 |
Discovery | R 2,895.78 | R 4,200.04 | R 3,901.60 |
Assupol Life | R 2,558.97 | R 3,935.66 | R 3,553.82 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,915.30 | R 248.63 | R 1,666.67 | 12.981% |
Momentum | R 1,855.90 | R 189.23 | R 1,666.67 | 10.196% |
Old Mutual | R 1,822.29 | R 155.62 | R 1,666.67 | 8.540% |
Metropolitan | R 1,807.68 | R 141.01 | R 1,666.67 | 7.801% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 435.16 | R 12.66 | R 4,822.59 | R 431.34 |
Absa* | G | 3.50 | 5 | R 480.52 | R 62.38 | R 4,805.19 | R 623.79 |
Clientele life* | G | 2.43 | 5 | R 469.36 | R 61.13 | R 4,772.70 | R 631.07 |
Momentum | L | 2.60 | 5 | R 376.40 | R 17.24 | R 4,678.81 | R 509.99 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 4,555.81 | R 328.47 |
NEDgroup LIFE* | L | 5 | R 334.75 | R 16.08 | R 3,726.39 | R 215.50 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 460.47 | R 15.37 | R 5,072.35 | R 463.09 |
Momentum | L | 2.60 | 5 | R 411.15 | R 24.67 | R 5,019.98 | R 588.34 |
Clientele life* | G | 2.43 | 5 | R 490.70 | R 66.53 | R 4,985.97 | R 685.86 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 4,765.28 | R 343.58 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : F2EBF AD57E FFC5C 70122 |
Metropolitan | Metquote Codes : 0346E 31E00 A3CD4 30242 |
Metropolitan | Metquote Codes : 67ADB 8188F 36E74 903EC |
Momentum | Ann : A-UXDSQEI-F4E7IQO-Q2DBREX |
Momentum | Guar : G-YHDSQ9R-J4HOQFO-QKGBBU9 |
Momentum | Db : DB-DCFBC-FDGDH-CLBCK-ILJBC-IEFDB-CDBCD |
Old Mutual | Max Income : MASLALJ6AA666ZYZZZYYYYJJHV3L6NHHRT9 |