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Updated: 29-June-2020 Valid until: 03-July-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 128,142.25 | 5.084% | 1,314,824.09 | 5.627% |
Clientele life* | L | 8 | 126,417.27 | 4.800% | 1,270,215.60 | 4.900% | |
Clientele life* | G | 2.43 | 8 | 125,215.60 | 4.600% | 1,258,152.86 | 4.700% |
1Life | L | 8 | 124,976.36 | 4.560% | 1,251,557.52 | 4.590% | |
Absa* | L | 8 | 124,108.83 | 4.414% | 1,241,088.29 | 4.414% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 122,304.20 | 4.109% | 1,248,150.84 | 4.533% |
Momentum | L | 2.6 | 8 | 120,114.00 | 3.730% | 1,244,262.00 | 4.470% |
Old Mutual Wealth Fixed Bond | G | 8 | 119,147.71 | 3.566% | 1,232,472.26 | 4.269% | |
NEDgroup LIFE* | L | 8 | 117,170.77 | 3.220% | 1,196,317.71 | 3.650% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 133,822.56 | 6.000% | 1,338,225.58 | 6.000% | |
Discovery* | G | 3.5 | 8 | 130,564.48 | 5.479% | 1,339,046.39 | 6.013% |
Clientele life* | L | 8 | 128,359.13 | 5.120% | 1,289,708.28 | 5.220% | |
1Life | L | 8 | 127,263.92 | 4.940% | 1,274,459.34 | 4.970% | |
Clientele life* | G | 2.43 | 8 | 127,142.69 | 4.920% | 1,277,497.53 | 5.020% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 124,076.54 | 4.409% | 1,267,977.04 | 4.863% |
Momentum | L | 2.6 | 8 | 122,783.00 | 4.190% | 1,270,957.00 | 4.910% |
Old Mutual Wealth Fixed Bond | G | 8 | 121,308.63 | 3.939% | 1,254,566.22 | 4.640% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,308.50 | R 4,504.42 | R 4,224.39 |
Discovery | R 3,263.66 | R 4,474.92 | R 4,215.90 |
Assupol Life (rewired) | R 3,205.35 | - | - |
Metropolitan | R 3,193.34 | R 4,512.84 | R 4,181.37 |
Momentum | R 3,170.44 | R 4,480.85 | R 4,322.01 |
Assupol Life | R 2,640.92 | R 3,912.31 | R 3,588.77 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,827.18 | R 160.51 | R 1,666.67 | 8.785% |
Momentum | R 1,790.63 | R 123.96 | R 1,666.67 | 6.923% |
Old Mutual | R 1,760.44 | R 93.77 | R 1,666.67 | 5.327% |
Metropolitan | R 1,758.44 | R 91.77 | R 1,666.67 | 5.219% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 391.09 | R 0.00 | R 4,369.17 | R 267.34 |
Clientele life* | G | 2.43 | 5 | R 367.48 | R 38.23 | R 3,754.81 | R 398.52 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,560.84 | R 116.81 |
Absa* | G | 3.50 | 5 | R 354.94 | R 31.18 | R 3,549.40 | R 311.81 |
Momentum | L | 2.60 | 5 | - | - | R 3,526.15 | R 265.87 |
NEDgroup LIFE* | L | 5 | R 262.47 | R 7.63 | R 2,965.19 | R 112.70 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 416.30 | R 0.12 | R 4,617.89 | R 292.89 |
Clientele life* | G | 2.43 | 5 | R 389.07 | R 42.67 | R 3,970.47 | R 443.71 |
Momentum | L | 2.60 | 5 | R 298.39 | R 0.84 | R 3,866.29 | R 325.54 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,774.45 | R 123.81 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 2613B 35923 E7A45 B013D |
Metropolitan | Metquote Codes : 6C17C 05CE7 86681 C0236 |
Metropolitan | Metquote Codes : 421F0 57AD2 E1BF3 D03AF |
Momentum | Ann : 2613B 35923 E7A45 B013D |
Momentum | Guar : 6C17C 05CE7 86681 C0236 |
Momentum | Db : 421F0 57AD2 E1BF3 D03AF |
Old Mutual | Max Income : B79MV3A9S9TT5A5S5A6ZZZZYH4Q68NHHVF4 |
Old Mutual | Ann : S7S2C YXKP4 CH3J4 VHNS6 |
Old Mutual | Bond: ST4UUUUUUUUUUUUUUUUUUUXDUUUUUUUMHHZ |