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Updated: 06-July-2020 Valid until: 10-July-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 127,383.77 | 4.960% | 1,307,041.46 | 5.501% |
Clientele life* | L | 8 | 125,935.50 | 4.720% | 1,265,379.45 | 4.820% | |
Clientele life* | G | 2.43 | 8 | 124,737.49 | 4.520% | 1,253,353.50 | 4.620% |
1Life | L | 8 | 124,082.48 | 4.410% | 1,243,203.49 | 4.450% | |
Absa* | L | 8 | 123,548.55 | 4.320% | 1,235,485.52 | 4.320% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,413.98 | 3.957% | 1,239,043.24 | 4.380% |
Momentum | L | 2.6 | 8 | 119,883.00 | 3.690% | 1,241,868.00 | 4.430% |
Old Mutual Wealth Fixed Bond | G | 8 | 119,360.93 | 3.603% | 1,235,234.38 | 4.316% | |
NEDgroup LIFE* | L | 8 | 117,170.77 | 3.220% | 1,196,317.71 | 3.650% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 129,791.66 | 5.354% | 1,331,120.35 | 5.887% |
OUTvest | L | 8 | 129,461.86 | 5.300% | 1,294,618.64 | 5.300% | |
Clientele life* | L | 8 | 127,871.44 | 5.040% | 1,284,812.83 | 5.140% | |
Clientele life* | G | 2.43 | 8 | 126,658.71 | 4.840% | 1,272,639.21 | 4.940% |
1Life | L | 8 | 126,236.43 | 4.770% | 1,264,775.97 | 4.810% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 123,176.01 | 4.257% | 1,258,693.70 | 4.709% |
Momentum | L | 2.6 | 8 | 122,547.00 | 4.150% | 1,268,511.00 | 4.870% |
Old Mutual Wealth Fixed Bond | G | 8 | 121,526.15 | 3.976% | 1,257,378.85 | 4.687% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,319.55 | R 4,520.73 | R 4,238.97 |
Discovery | R 3,257.80 | R 4,466.40 | R 4,235.30 |
Metropolitan | R 3,193.41 | R 4,514.90 | R 4,179.58 |
Momentum | R 3,178.32 | R 4,507.05 | R 4,336.63 |
Assupol Life (rewired) | R 3,159.85 | - | - |
Assupol Life | R 2,689.26 | R 3,950.42 | R 3,635.85 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,821.38 | R 154.71 | R 1,666.67 | 8.494% |
Momentum | R 1,791.13 | R 124.46 | R 1,666.67 | 6.949% |
Old Mutual | R 1,761.31 | R 94.64 | R 1,666.67 | 5.373% |
Metropolitan | R 1,760.50 | R 93.83 | R 1,666.67 | 5.330% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 382.76 | R 0.00 | R 4,285.72 | R 257.97 |
Clientele life* | G | 2.43 | 5 | R 361.88 | R 37.12 | R 3,698.82 | R 387.15 |
Momentum | L | 2.60 | 5 | - | - | R 3,498.89 | R 264.52 |
Absa* | G | 3.50 | 5 | R 347.16 | R 29.49 | R 3,471.58 | R 294.89 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,459.01 | R 115.79 |
NEDgroup LIFE* | L | 5 | R 262.82 | R 7.65 | R 2,969.92 | R 113.33 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 408.10 | R 0.00 | R 4,535.85 | R 283.62 |
Clientele life* | G | 2.43 | 5 | R 383.47 | R 41.50 | R 3,914.61 | R 431.79 |
Momentum | L | 2.60 | 5 | R 295.71 | R 0.68 | R 3,839.49 | R 324.05 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,674.40 | R 123.01 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : C4B76 68A78 5233E 601CB |
Metropolitan | Metquote Codes : 825AA 6310C 1DB5E 202F5 |
Metropolitan | Metquote Codes : F0485 4F49F 22F99 B03ED |
Momentum | Ann : A-EXDYQE6-B4H7J9E-RTCBRSZ |
Momentum | Guar : G-YXDYQ9D-J4FOQUW-RKEB7L9 |
Momentum | Db : DB-DCFBC-KBIDH-CLBCJ-DCDBC-GJDDB-CDBCD |
Old Mutual | Max Income : 5P9MEHASS9TT5AT95AZZZYZYH46AX3932BN |
Old Mutual | Ann : WX79Q 9NJM5 Q6DK5 P6X79 |
Old Mutual | Bond: PX4UUUUUUUUUUUUUUUUUUUX2UUUUUUUMWRW |