This information is supplied as part of our commitment to support and strengthen
independent financial advisors. The information contained below is part of our
growing product research offering.
Updated: 13-July-2020 Valid until: 17-July-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 128,711.99 | 5.178% | 1,320,669.89 | 5.720% |
Clientele life* | L | 8 | 126,417.27 | 4.800% | 1,270,215.60 | 4.900% | |
Clientele life* | G | 2.43 | 8 | 125,215.60 | 4.600% | 1,258,152.86 | 4.700% |
1Life | L | 8 | 124,677.83 | 4.510% | 1,248,568.80 | 4.540% | |
Absa* | L | 8 | 124,140.62 | 4.420% | 1,241,406.21 | 4.420% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 123,099.23 | 4.244% | 1,256,291.37 | 4.669% |
Momentum | L | 2.6 | 8 | 120,926.00 | 3.870% | 1,252,672.00 | 4.610% |
Old Mutual Wealth Fixed Bond | G | 8 | 120,426.15 | 3.787% | 1,246,015.44 | 4.497% | |
NEDgroup LIFE* | L | 8 | 117,853.45 | 3.340% | 1,203,258.90 | 3.770% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 131,144.99 | 5.572% | 1,344,999.88 | 6.107% |
OUTvest | L | 8 | 129,461.86 | 5.300% | 1,294,618.64 | 5.300% | |
Clientele life* | L | 8 | 128,359.13 | 5.120% | 1,289,708.28 | 5.220% | |
Clientele life* | G | 2.43 | 8 | 127,142.69 | 4.920% | 1,277,497.53 | 5.020% |
1Life | L | 8 | 126,840.03 | 4.870% | 1,270,821.15 | 4.910% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 124,880.77 | 4.544% | 1,276,220.79 | 4.999% |
Momentum | L | 2.6 | 8 | 123,613.00 | 4.330% | 1,279,547.00 | 5.050% |
Old Mutual Wealth Fixed Bond | G | 8 | 122,610.50 | 4.161% | 1,268,352.75 | 4.869% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,443.55 | R 4,631.53 | R 4,369.17 |
Discovery | R 3,424.75 | R 4,621.58 | R 4,410.27 |
Metropolitan | R 3,295.77 | R 4,615.83 | R 4,292.91 |
Momentum | R 3,284.89 | R 4,592.39 | R 4,440.48 |
Assupol Life (rewired) | R 3,170.03 | - | - |
Assupol Life | R 2,698.26 | R 3,957.92 | R 3,644.98 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,823.64 | R 156.97 | R 1,666.67 | 8.608% |
Momentum | R 1,796.60 | R 129.93 | R 1,666.67 | 7.232% |
Metropolitan | R 1,767.93 | R 101.26 | R 1,666.67 | 5.728% |
Old Mutual | R 1,762.97 | R 96.30 | R 1,666.67 | 5.463% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 398.26 | R 0.00 | R 4,442.05 | R 285.14 |
Clientele life* | G | 2.43 | 5 | R 375.48 | R 39.85 | R 3,834.74 | R 415.01 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,666.81 | R 153.97 |
Momentum | L | 2.60 | 5 | - | - | R 3,649.80 | R 301.11 |
Absa* | G | 3.50 | 5 | R 354.63 | R 30.53 | R 3,546.29 | R 305.26 |
NEDgroup LIFE* | L | 5 | R 272.19 | R 8.60 | R 3,065.86 | R 124.73 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 423.42 | R 1.84 | R 4,690.32 | R 311.23 |
Clientele life* | G | 2.43 | 5 | R 397.05 | R 44.37 | R 4,050.21 | R 460.99 |
Momentum | L | 2.60 | 5 | R 310.50 | R 4.16 | R 3,991.21 | R 363.60 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,881.34 | R 162.97 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 0F3D1 D8A1A 70799 30152 |
Metropolitan | Metquote Codes : EBCA3 26139 4D828 60234 |
Metropolitan | Metquote Codes : 39880 10C1E C9E59 803D3 |
Momentum | Ann : A-EHC2QUM-Z4FBKHU-RACBR23 |
Momentum | Guar : G-YXD2Q9A-J4HOQVO-RKGB7H9 |
Momentum | Db : DB-DCFBC-KCFDH-CLBCJ-EKDBC-GKLDB-CDBCD |
Old Mutual | Max Income : 7P9MSY5S4ST9TAT9TAZZZ6ZZZ465T3MNQM8 |
Old Mutual | Ann : CX62J XQQNW J7ACJ VD96G |
Old Mutual | Bond: TX4UUUUUUUUUUUUUUUUUUUGGUUUUUUUUHTU |