Updated: 27-July-2020 Valid until: 31-July-2020
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 126,688.18 | 4.845% | 1,299,904.33 | 5.386% |
Clientele life* | L | 8 | 125,036.13 | 4.570% | 1,256,351.38 | 4.670% | |
Clientele life* | G | 2.43 | 8 | 124,439.42 | 4.470% | 1,250,361.35 | 4.570% |
1Life | L | 8 | 123,371.00 | 4.290% | 1,236,078.46 | 4.330% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 123,246.91 | 4.269% | 1,257,792.40 | 4.694% |
Absa* | L | 8 | 122,474.53 | 4.138% | 1,224,745.33 | 4.138% | |
Momentum | L | 2.6 | 8 | 118,284.00 | 3.420% | 1,225,207.00 | 4.150% |
Old Mutual Wealth Fixed Bond | G | 8 | 117,365.50 | 3.254% | 1,214,230.52 | 3.959% | |
NEDgroup LIFE* | L | 8 | 116,547.76 | 3.110% | 1,189,983.13 | 3.540% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 129,082.93 | 5.238% | 1,323,851.75 | 5.771% |
OUTvest | L | 8 | 127,628.16 | 5.000% | 1,276,281.56 | 5.000% | |
Clientele life* | L | 8 | 126,961.03 | 4.890% | 1,275,673.93 | 4.990% | |
Clientele life* | G | 2.43 | 8 | 126,356.97 | 4.790% | 1,269,610.27 | 4.890% |
1Life | L | 8 | 125,515.15 | 4.650% | 1,257,552.14 | 4.690% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 125,030.16 | 4.569% | 1,277,740.84 | 5.024% |
Momentum | L | 2.6 | 8 | 120,902.00 | 3.870% | 1,251,505.00 | 4.590% |
Old Mutual Wealth Fixed Bond | G | 8 | 119,494.25 | 3.626% | 1,235,997.81 | 4.329% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,302.89 | R 4,495.58 | R 4,217.76 |
Discovery | R 3,235.51 | R 4,428.89 | R 4,174.50 |
Metropolitan | R 3,170.17 | R 4,483.68 | R 4,149.88 |
Momentum | R 3,144.83 | R 4,462.35 | R 4,299.01 |
Assupol Life (rewired) | R 3,110.17 | - | - |
Assupol Life | R 2,645.72 | R 3,904.66 | R 3,587.27 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,822.43 | R 155.76 | R 1,666.67 | 8.547% |
Momentum | R 1,793.88 | R 127.21 | R 1,666.67 | 7.092% |
Old Mutual | R 1,759.29 | R 92.62 | R 1,666.67 | 5.265% |
Metropolitan | R 1,759.26 | R 92.59 | R 1,666.67 | 5.263% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 374.85 | R 0.00 | R 4,206.34 | R 247.31 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,661.03 | R 139.69 |
Clientele life* | G | 2.43 | 5 | R 351.46 | R 35.08 | R 3,594.74 | R 366.43 |
Absa* | G | 3.50 | 5 | R 334.42 | R 28.58 | R 3,344.24 | R 285.84 |
Momentum | L | 2.60 | 5 | - | - | R 3,304.68 | R 253.14 |
NEDgroup LIFE* | L | 5 | R 254.02 | R 6.80 | R 2,882.59 | R 103.33 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 400.31 | R 0.00 | R 4,457.67 | R 272.94 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,874.58 | R 147.85 |
Clientele life* | G | 2.43 | 5 | R 373.08 | R 39.36 | R 3,810.77 | R 410.03 |
Momentum | L | 2.60 | 5 | - | - | R 3,648.35 | R 311.57 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : ED6D5 4882D 677C8 E013D |
Metropolitan | Metquote Codes : A0915 6C5AC C27D2 A02C4 |
Metropolitan | Metquote Codes : 5A642 97CBB E0964 F0374 |
Momentum | Ann : A-EXC7QEV-74E7M2U-RVBBRCR |
Momentum | Guar : G-YHD7Q9U-J4HOQTG-RKEB7T9 |
Momentum | Db : DB-DCFBC-KDJDH-CLBCI-KEDBC-GGGDB-CDBCD |
Old Mutual | Max Income : UP9MTZT99TTTTAT9566YY6ZZZSQ8T3MNVCQ |
Old Mutual | Ann : HFXZF RSG4P E9LFP 697XS |
Old Mutual | Bond: 9X4UUUUUUUUUUUUUUUUUUURDUUUUUUUUFM5 |