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Updated: 03-August-2020 Valid until: 07-August-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 126,711.91 | 4.849% | 1,300,147.77 | 5.390% |
Clientele life* | L | 8 | 125,335.35 | 4.620% | 1,259,354.99 | 4.720% | |
Clientele life* | G | 2.43 | 8 | 124,737.49 | 4.520% | 1,253,353.50 | 4.620% |
1Life | L | 8 | 124,558.58 | 4.490% | 1,247,971.74 | 4.530% | |
Absa* | L | 8 | 123,483.59 | 4.309% | 1,234,835.86 | 4.309% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 122,110.49 | 4.076% | 1,246,181.94 | 4.500% |
Old Mutual Wealth Fixed Bond | G | 8 | 119,518.38 | 3.630% | 1,236,924.42 | 4.344% | |
Momentum | L | 2.6 | 8 | 118,627.00 | 3.480% | 1,228,761.00 | 4.210% |
NEDgroup LIFE* | L | 8 | 116,830.62 | 3.160% | 1,194,587.43 | 3.620% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 129,107.11 | 5.242% | 1,324,099.72 | 5.775% |
OUTvest | L | 8 | 128,237.07 | 5.100% | 1,282,370.68 | 5.100% | |
Clientele life* | L | 8 | 127,263.92 | 4.940% | 1,278,714.43 | 5.040% | |
1Life | L | 8 | 126,719.13 | 4.850% | 1,269,610.27 | 4.890% | |
Clientele life* | G | 2.43 | 8 | 126,658.71 | 4.840% | 1,272,639.21 | 4.940% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 123,880.58 | 4.376% | 1,265,983.16 | 4.830% |
Old Mutual Wealth Fixed Bond | G | 8 | 121,686.51 | 4.004% | 1,259,099.30 | 4.716% | |
Momentum | L | 2.6 | 8 | 121,253.00 | 3.930% | 1,255,136.00 | 4.650% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,366.31 | R 4,551.90 | R 4,283.89 |
Discovery | R 3,353.93 | R 4,545.43 | R 4,338.67 |
Metropolitan | R 3,231.48 | R 4,545.62 | R 4,218.13 |
Momentum | R 3,195.12 | R 4,510.66 | R 4,350.34 |
Assupol Life (rewired) | R 3,141.78 | - | - |
Assupol Life | R 2,673.58 | R 3,926.22 | R 3,613.93 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,819.73 | R 153.06 | R 1,666.67 | 8.411% |
Momentum | R 1,791.82 | R 125.15 | R 1,666.67 | 6.985% |
Metropolitan | R 1,760.09 | R 93.42 | R 1,666.67 | 5.308% |
Old Mutual | R 1,756.93 | R 90.26 | R 1,666.67 | 5.138% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 375.02 | R 0.00 | R 4,207.90 | R 246.51 |
Clientele life* | G | 2.43 | 5 | R 355.47 | R 35.86 | R 3,634.78 | R 374.34 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,546.91 | R 151.29 |
Absa* | G | 3.50 | 5 | R 346.07 | R 29.11 | R 3,460.69 | R 291.09 |
Momentum | L | 2.60 | 5 | - | - | R 3,343.46 | R 252.43 |
NEDgroup LIFE* | L | 5 | R 257.86 | R 7.18 | R 2,940.58 | R 109.88 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 400.47 | R 0.00 | R 4,459.12 | R 272.94 |
Clientele life* | G | 2.43 | 5 | R 377.08 | R 40.18 | R 3,850.72 | R 418.34 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,763.51 | R 160.53 |
Momentum | L | 2.60 | 5 | - | - | R 3,686.21 | R 311.12 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : EFEF2 CAC0E 975F9 D0120 |
Metropolitan | Metquote Codes : 1E242 A3C85 ECDA4 B0276 |
Metropolitan | Metquote Codes : 78C65 795D4 81A34 E03E5 |
Momentum | Ann : A-EXDAQEE-B4H7JME-STBBRSZ |
Momentum | Guar : G-YHDAQ9G-J4FOQKW-SKFB7L9 |
Momentum | Db : DB-DCFBC-LBFDH-CMBCI-KKDBC-GHCDB-CDBCD |
Old Mutual | Max Income : Z398SYTSS9T95ATS5AZZZ66ZY9R5TKWHV32 |
Old Mutual | Ann : 53U5R Z7MJN RTFLN 5Q7W9 |
Old Mutual | Bond: KJ4UUUUUUUUUUUUUUUUUUUXDUUUUUUUU3QZ |