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Updated: 11-August-2020 Valid until: 14-August-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 8 | 125,806.75 | 4.699% | 1,290,860.26 | 5.239% |
Clientele life* | L | 8 | 123,726.37 | 4.350% | 1,243,203.49 | 4.450% | |
1Life | L | 8 | 123,193.73 | 4.260% | 1,233,710.72 | 4.290% | |
Clientele life* | G | 2.43 | 8 | 123,134.66 | 4.250% | 1,237,263.69 | 4.350% |
Absa* | L | 8 | 122,036.82 | 4.063% | 1,220,368.17 | 4.063% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 120,528.95 | 3.805% | 1,229,988.89 | 4.227% |
Momentum | L | 2.6 | 8 | 118,284.00 | 3.420% | 1,225,207.00 | 4.170% |
Old Mutual Wealth Fixed Bond | G | 8 | 118,139.22 | 3.390% | 1,222,558.16 | 4.101% | |
NEDgroup LIFE* | L | 8 | 115,197.67 | 2.870% | 1,177,394.46 | 3.320% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 128,237.07 | 5.100% | 1,282,370.68 | 5.100% | |
Discovery* | G | 3.5 | 8 | 128,184.84 | 5.091% | 1,314,641.12 | 5.624% |
Clientele life* | L | 8 | 125,635.14 | 4.670% | 1,262,364.34 | 4.770% | |
1Life | L | 8 | 125,335.35 | 4.620% | 1,255,151.54 | 4.650% | |
Clientele life* | G | 2.43 | 8 | 125,036.13 | 4.570% | 1,256,351.38 | 4.670% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 122,280.71 | 4.105% | 1,249,524.57 | 4.556% |
Momentum | L | 2.6 | 8 | 120,902.00 | 3.870% | 1,251,505.00 | 4.590% |
Old Mutual Wealth Fixed Bond | G | 8 | 120,282.25 | 3.762% | 1,244,475.32 | 4.471% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Discovery | R 3,378.73 | R 4,545.86 | R 4,338.79 |
Old Mutual | R 3,371.20 | R 4,549.46 | R 4,286.45 |
Metropolitan | R 3,234.39 | R 4,542.61 | R 4,218.23 |
Momentum | R 3,201.99 | R 4,497.91 | R 4,350.28 |
Assupol Life (rewired) | R 3,107.91 | - | - |
Assupol Life | R 2,644.08 | R 3,883.98 | R 3,574.89 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,805.14 | R 138.47 | R 1,666.67 | 7.671% |
Momentum | R 1,785.78 | R 119.11 | R 1,666.67 | 6.670% |
Metropolitan | R 1,755.55 | R 88.88 | R 1,666.67 | 5.063% |
Old Mutual | R 1,750.99 | R 84.32 | R 1,666.67 | 4.816% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 363.46 | R 0.00 | R 4,090.43 | R 219.56 |
Clientele life* | G | 2.43 | 5 | R 341.83 | R 33.25 | R 3,498.56 | R 347.75 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,325.96 | R 109.62 |
Momentum | L | 2.60 | 5 | - | - | R 3,303.25 | R 251.71 |
Absa* | G | 3.50 | 5 | R 325.96 | R 25.00 | R 3,259.63 | R 250.04 |
NEDgroup LIFE* | L | 5 | R 234.61 | R 5.05 | R 2,704.16 | R 84.18 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 388.98 | R 0.00 | R 4,342.41 | R 244.28 |
Clientele life* | G | 2.43 | 5 | R 363.48 | R 37.43 | R 3,714.82 | R 390.39 |
Momentum | L | 2.60 | 5 | - | - | R 3,646.70 | R 309.97 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,543.28 | R 116.78 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : BEA8E 0FFF9 E9A71 F0130 |
Metropolitan | Metquote Codes : B4CD1 93FFE 5B83B B0298 |
Metropolitan | Metquote Codes : 5485B 9EE46 38454 703FC |
Momentum | Ann : A-EXDCQEB-74G7JVE-STDBRS7 |
Momentum | Guar : G-YXDCQ9C-J4EOQ9W-SKGB739 |
Momentum | Db : DB-DCFBC-LCCDH-CLBCI-KCDBC-GGGDB-CDBCD |
Old Mutual | Max Income : 4398SJ5S499TT5TS5AZYZAAYZ9R5TKWJGP9 |
Old Mutual | Ann : VZAFA LVTYD 5D6ZQ RNVMD |
Old Mutual | Bond: LJ4UUUUUUUUUUUUUUUUUUUX4UUUUUUUU6BU |