Updated: 14-September-2020 Valid until: 18-September-2020
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 124,618.19 | 4.500% | 1,252,155.95 | 4.600% | |
Discovery* |
G | 3.5 | 8 | 124,099.46 | 4.413% | 1,273,342.26 | 4.952% |
Clientele life* | G | 2.43 | 8 | 124,023.07 | 4.400% | 1,246,181.94 | 4.500% |
1Life | L | 8 | 122,604.06 | 4.160% | 1,228,396.57 | 4.200% | |
Absa* | L | 8 | 121,480.23 | 3.968% | 1,214,802.26 | 3.968% | |
Old Mutual Wealth Fixed Bond | G | 8 | 120,164.72 | 3.742% | 1,243,280.70 | 4.451% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 119,903.25 | 3.697% | 1,223,629.51 | 4.119% |
Momentum | L | 2.6 | 8 | 116,468.00 | 3.100% | 1,206,390.00 | 3.820% |
NEDgroup LIFE* | L | 8 | 114,750.43 | 2.790% | 1,172,275.36 | 3.230% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 127,021.56 | 4.900% | 1,270,215.60 | 4.900% | |
Clientele life* | L | 8 | 126,537.94 | 4.820% | 1,271,426.94 | 4.920% | |
Discovery* | G | 3.5 | 8 | 126,445.27 | 4.805% | 1,296,800.37 | 5.335% |
Clientele life* | G | 2.43 | 8 | 125,935.50 | 4.720% | 1,265,379.45 | 4.820% |
1Life | L | 8 | 124,797.17 | 4.530% | 1,249,763.60 | 4.560% | |
Old Mutual Wealth Fixed Bond | G | 8 | 122,344.31 | 4.116% | 1,265,568.94 | 4.823% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,647.74 | 3.997% | 1,243,084.47 | 4.448% |
Momentum | L | 2.6 | 8 | 119,045.00 | 3.550% | 1,232,285.00 | 4.270% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,347.42 | R 4,528.61 | R 4,260.34 |
Momentum | R 3,298.10 | R 4,609.90 | R 4,455.74 |
Discovery | R 3,288.31 | R 4,470.37 | R 4,240.55 |
Metropolitan | R 3,240.01 | R 4,578.23 | R 4,247.40 |
Assupol Life (rewired) | R 3,092.98 | - | - |
Assupol Life | R 2,631.36 | R 3,865.48 | R 3,557.19 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,807.51 | R 140.84 | R 1,666.67 | 7.792% |
Momentum | R 1,780.10 | R 113.43 | R 1,666.67 | 6.372% |
Metropolitan | R 1,750.19 | R 83.52 | R 1,666.67 | 4.772% |
Old Mutual | R 1,741.75 | R 75.08 | R 1,666.67 | 4.311% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 342.61 | R 0.00 | R 3,879.89 | R 183.37 |
Clientele life* | G | 2.43 | 5 | R 333.80 | R 31.76 | R 3,418.33 | R 332.51 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,241.66 | R 97.02 |
Absa* | G | 3.50 | 5 | R 319.61 | R 24.91 | R 3,196.05 | R 249.04 |
Momentum | L | 2.60 | 5 | - | - | R 3,062.11 | R 221.39 |
NEDgroup LIFE* | L | 5 | R 227.95 | R 4.50 | R 2,636.77 | R 77.33 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 368.36 | R 0.00 | R 4,134.17 | R 207.29 |
Clientele life* | G | 2.43 | 5 | R 355.47 | R 35.86 | R 3,634.78 | R 374.34 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,459.46 | R 103.54 |
Momentum | L | 2.60 | 5 | - | - | R 3,407.19 | R 277.00 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 90948 9F95F F4587 B01AC |
Metropolitan | Metquote Codes : 68F95 59F31 1D7AC 202F9 |
Metropolitan | Metquote Codes : 9C029 E8FB6 644D9 90371 |
Momentum | Ann : A-EXDMQUM-O4H7PUY-SYBBR2S |
Momentum | Guar : G-IXDMA93-94ESQ7G-SYFB734 |
Momentum | Db : DB-DCFBC-MCGDH-CLBCI-HEDBC-GDEDB-CDBCD |
Old Mutual | Max Income : FL9RA6T9SSSS9A995A6YZZYJH68TTLSHDUM |
Old Mutual | Ann : THWNV PYRUS D5Q86 E5YU4 |
Old Mutual | Bond: R64UUUUUUUUUUUUUUUUUUUGZUUUUUUUMZ55 |