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Updated: 21-September-2020 Valid until: 25-September-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 124,320.35 | 4.450% | 1,249,166.09 | 4.550% | |
Discovery* | G | 3.5 | 8 | 124,011.96 | 4.398% | 1,272,444.46 | 4.937% |
Clientele life* | G | 2.43 | 8 | 123,726.37 | 4.350% | 1,243,203.49 | 4.450% |
1Life | L | 8 | 122,545.22 | 4.150% | 1,227,218.14 | 4.180% | |
Absa* | L | 8 | 121,391.76 | 3.953% | 1,213,917.61 | 3.953% | |
Old Mutual Wealth Fixed Bond | G | 8 | 120,586.30 | 3.815% | 1,247,444.87 | 4.521% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 119,793.44 | 3.678% | 1,222,513.45 | 4.100% |
Momentum | L | 2.6 | 8 | 116,411.00 | 3.090% | 1,205,806.00 | 3.810% |
NEDgroup LIFE* | L | 8 | 114,471.61 | 2.740% | 1,169,439.12 | 3.180% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 126,417.27 | 4.800% | 1,264,172.72 | 4.800% | |
Discovery* | G | 3.5 | 8 | 126,356.11 | 4.790% | 1,295,886.03 | 5.321% |
Clientele life* | L | 8 | 126,236.43 | 4.770% | 1,268,400.31 | 4.870% | |
Clientele life* | G | 2.43 | 8 | 125,635.14 | 4.670% | 1,262,364.34 | 4.770% |
1Life | L | 8 | 124,677.83 | 4.510% | 1,249,166.09 | 4.550% | |
Old Mutual Wealth Fixed Bond | G | 8 | 122,773.38 | 4.189% | 1,269,807.40 | 4.893% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,536.66 | 3.978% | 1,241,894.78 | 4.428% |
Momentum | L | 2.6 | 8 | 118,988.00 | 3.540% | 1,231,688.00 | 4.260% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,308.19 | R 4,496.08 | R 4,220.41 |
Momentum | R 3,291.66 | R 4,610.70 | R 4,452.62 |
Discovery | R 3,240.37 | R 4,431.98 | R 4,202.06 |
Metropolitan | R 3,204.94 | R 4,543.47 | R 4,207.21 |
Assupol Life (rewired) | R 3,063.65 | - | - |
Assupol Life | R 2,605.52 | R 3,847.45 | R 3,533.72 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,806.54 | R 139.87 | R 1,666.67 | 7.743% |
Momentum | R 1,786.47 | R 119.80 | R 1,666.67 | 6.706% |
Metropolitan | R 1,751.42 | R 84.75 | R 1,666.67 | 4.839% |
Old Mutual | R 1,744.62 | R 77.95 | R 1,666.67 | 4.468% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 342.13 | R 0.00 | R 3,875.88 | R 188.42 |
Clientele life* | G | 2.43 | 5 | R 341.03 | R 33.10 | R 3,490.54 | R 346.21 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,225.01 | R 93.40 |
Absa* | G | 3.50 | 5 | R 318.35 | R 24.65 | R 3,183.51 | R 246.50 |
Momentum | L | 2.60 | 5 | - | - | R 3,054.36 | R 220.52 |
NEDgroup LIFE* | L | 5 | R 223.88 | R 4.18 | R 2,595.45 | R 73.28 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 367.95 | R 0.00 | R 4,130.74 | R 212.76 |
Clientele life* | G | 2.43 | 5 | R 362.68 | R 37.28 | R 3,706.82 | R 388.77 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,442.80 | R 99.70 |
Momentum | L | 2.60 | 5 | - | - | R 3,399.50 | R 276.04 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 901EE FABAB 67ADF 00140 |
Metropolitan | Metquote Codes : 9605C 8C73A 8256B 902B1 |
Metropolitan | Metquote Codes : 5ACF7 41BDF D5099 40360 |
Momentum | Ann : A-EXCOQUN-O4E7NEE-SQABR2S |
Momentum | Guar : G-IXDOA9U-94FSQ42-SYHB7L4 |
Momentum | Db : DB-DCFBC-MDDDH-CLBCI-HDDBC-GDDDB-CDBCD |
Old Mutual | Max Income : RL9R65T999SSTA995AZZZYZJKAAXXLSJKFV |
Old Mutual | Ann : PQZUE U2BP4 34CAH U49PU |
Old Mutual | Bond: Y64UUUUUUUUUUUUUUUUUUUGYUUUUUUUU3FN |