Updated: 19-October-2020 Valid until: 23-October-2020
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independent financial advisors. The information contained below is part of our
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 124,320.35 | 4.450% | 1,249,166.09 | 4.550% | |
Discovery* | G | 3.5 | 8 | 123,767.22 | 4.357% | 1,269,933.30 | 4.895% |
Clientele life* | G | 2.43 | 8 | 123,726.37 | 4.350% | 1,243,203.49 | 4.450% |
Old Mutual Wealth Fixed Bond | G | 8 | 122,888.30 | 4.208% | 1,271,219.99 | 4.917% | |
Absa* | L | 8 | 121,666.37 | 4.000% | 1,216,663.70 | 4.000% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 119,914.82 | 3.699% | 1,223,747.03 | 4.121% |
Momentum | L | 2.6 | 8 | 117,146.00 | 3.220% | 1,213,419.00 | 3.940% |
NEDgroup LIFE* | L | 8 | 114,415.92 | 2.730% | 1,169,439.12 | 3.180% | |
1Life |
Please contact 1Life or Wealthport directly for a quote at
admin@wealthport.co.za |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 127,021.56 | 4.900% | 1,270,215.60 | 4.900% | |
Clientele life* | L | 8 | 126,236.43 | 4.770% | 1,268,400.31 | 4.870% | |
Discovery* | G | 3.5 | 8 | 126,106.75 | 4.748% | 1,293,328.59 | 5.279% |
Clientele life* | G | 2.43 | 8 | 125,635.14 | 4.670% | 1,262,364.34 | 4.770% |
Old Mutual Wealth Fixed Bond | G | 8 | 125,117.10 | 4.584% | 1,294,008.66 | 5.290% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,659.44 | 3.999% | 1,243,143.98 | 4.449% |
Momentum | L | 2.6 | 8 | 119,739.00 | 3.670% | 1,239,465.00 | 4.390% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,427.94 | R 4,596.47 | R 4,344.31 |
Discovery | R 3,408.96 | R 4,588.93 | R 4,349.44 |
Momentum | R 3,395.45 | R 4,684.51 | R 4,554.28 |
Metropolitan | R 3,321.95 | R 4,649.89 | R 4,332.50 |
Assupol Life (rewired) | R 3,149.26 | - | - |
Assupol Life | R 2,680.69 | R 3,909.60 | R 3,608.75 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,798.24 | R 131.57 | R 1,666.67 | 7.317% |
Momentum | R 1,784.98 | R 118.31 | R 1,666.67 | 6.628% |
Metropolitan | R 1,750.60 | R 83.93 | R 1,666.67 | 4.795% |
Old Mutual | R 1,743.88 | R 77.21 | R 1,666.67 | 4.428% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 339.03 | R 0.00 | R 3,844.49 | R 182.45 |
Clientele life* | G | 2.43 | 5 | R 339.42 | R 32.80 | R 3,474.50 | R 343.15 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,241.57 | R 124.54 |
Absa* | G | 3.50 | 5 | R 320.23 | R 23.43 | R 3,202.30 | R 234.30 |
Momentum | L | 2.60 | 5 | - | - | R 3,146.22 | R 225.58 |
NEDgroup LIFE* | L | 5 | R 223.06 | R 4.13 | R 2,593.40 | R 73.08 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 364.87 | R 0.00 | R 4,099.62 | R 206.61 |
Clientele life* | G | 2.43 | 5 | R 361.08 | R 36.96 | R 3,690.82 | R 385.54 |
Momentum | L | 2.60 | 5 | - | - | R 3,488.50 | R 281.17 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,461.75 | R 133.00 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 7A609 372EB EFEAB 50123 |
Metropolitan | Metquote Codes : 9CCCD 6DABE 58032 702C3 |
Metropolitan | Metquote Codes : 39880 10C1E C9E59 803D3 |
Momentum | Ann : A-EHDWQUY-O4FBMLY-S4DBRGS |
Momentum | Guar : G-AHDWAPO-W4HEQO2-SXHB73R |
Momentum | Db : DB-DCFBD-DCLDH-CLBCI-IDDBC-GEGDB-CDBCD |
Old Mutual | Max Income : LR9RA6999SSE9594TA6ZZZYY3YTTXX2347F |
Old Mutual | Ann : CS25C 5H84N LPER9 KK74C |
Old Mutual | Bond: 6Y4UUUUUUUUUUUUUUUUUUUJ9UUUUUUUMXU5 |