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Updated: 26-October-2020 Valid until: 30-October-2020
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 124,320.35 | 4.450% | 1,249,166.09 | 4.550% | |
Discovery* | G | 3.5 | 8 | 123,807.98 | 4.364% | 1,270,351.58 | 4.902% |
Clientele life* | G | 2.43 | 8 | 123,726.37 | 4.350% | 1,243,203.49 | 4.450% |
Old Mutual Wealth Fixed Bond | G | 8 | 122,952.17 | 4.219% | 1,271,704.71 | 4.925% | |
Absa* | L | 8 | 122,264.89 | 4.102% | 1,222,648.90 | 4.102% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 120,175.23 | 3.744% | 1,226,393.77 | 4.166% |
Momentum | L | 2.6 | 8 | 116,299.00 | 3.070% | 1,204,638.00 | 3.790% |
NEDgroup LIFE* | L | 8 | 114,415.92 | 2.730% | 1,169,439.12 | 3.180% | |
1Life |
Please contact 1Life or Wealthport directly for a quote at
admin@wealthport.co.za |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 126,417.27 | 4.800% | 1,264,172.72 | 4.800% | |
Clientele life* | L | 8 | 126,236.43 | 4.770% | 1,268,400.31 | 4.870% | |
Discovery* | G | 3.5 | 8 | 126,148.29 | 4.755% | 1,293,754.56 | 5.286% |
Clientele life* | G | 2.43 | 8 | 125,635.14 | 4.670% | 1,262,364.34 | 4.770% |
Old Mutual Wealth Fixed Bond | G | 8 | 125,182.00 | 4.594% | 1,294,501.76 | 5.298% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,922.88 | 4.044% | 1,245,883.84 | 4.495% |
Momentum | L | 2.6 | 8 | 118,873.00 | 3.520% | 1,230,495.00 | 4.240% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Old Mutual | R 3,342.64 | R 4,512.71 | R 4,251.14 |
Discovery | R 3,340.93 | R 4,511.67 | R 4,305.79 |
Momentum | R 3,302.15 | R 4,608.82 | R 4,460.79 |
Metropolitan | R 3,278.05 | R 4,611.93 | R 4,285.76 |
Assupol Life (rewired) | R 3,127.53 | - | - |
Assupol Life | R 2,661.50 | R 3,898.68 | R 3,592.65 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,800.67 | R 134.00 | R 1,666.67 | 7.442% |
Momentum | R 1,779.18 | R 112.51 | R 1,666.67 | 6.324% |
Metropolitan | R 1,745.66 | R 78.99 | R 1,666.67 | 4.525% |
Old Mutual | R 1,733.75 | R 67.08 | R 1,666.67 | 3.869% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 338.53 | R 0.00 | R 3,838.15 | R 171.86 |
Clientele life* | G | 2.43 | 5 | R 339.42 | R 32.80 | R 3,474.50 | R 343.15 |
Absa* | G | 3.50 | 5 | R 327.91 | R 24.40 | R 3,279.08 | R 244.02 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,260.62 | R 113.68 |
Momentum | L | 2.60 | 5 | - | - | R 3,027.52 | R 207.08 |
NEDgroup LIFE* | L | 5 | R 223.19 | R 4.13 | R 2,593.30 | R 73.05 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 364.29 | R 0.00 | R 4,092.47 | R 195.29 |
Clientele life* | G | 2.43 | 5 | R 361.08 | R 36.96 | R 3,690.82 | R 385.54 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,479.49 | R 121.30 |
Momentum | L | 2.60 | 5 | - | - | R 3,371.48 | R 260.95 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 8634A 93D00 3F89C C01CA |
Metropolitan | Metquote Codes : 6E28D 552B8 064C7 00286 |
Metropolitan | Metquote Codes : 27F68 7551F CF5DB D0312 |
Momentum | Ann : A-EHCYQUL-W4G7JHY-SICBR2Y |
Momentum | Guar : G-AHDYAPP-W4EEQO2-SXFB7LR |
Momentum | Db : DB-DCFBD-DDIDH-CLBCI-GIDBC-GCLDB-CDBCD |
Old Mutual | Max Income : 2R9QAZT9S944S6S4566ZZZYJ3JXXXX23738 |
Old Mutual | Ann : PFJZB RGPBQ Z8S5K F8VBH |
Old Mutual | Bond: 7Y4UUUUUUUUUUUUUUUUUUUJDUUUUUUUM2UP |