Updated: 16-November-2020 Valid until: 20-November-2020
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independent financial advisors. The information contained below is part of our
growing product research offering.
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 124,498.99 | 4.480% | 1,256,951.64 | 4.680% | |
Clientele life* | G | 2.43 | 8 | 123,904.32 | 4.380% | 1,250,959.32 | 4.580% |
Discovery* | G | 3.5 | 8 | 123,517.06 | 4.315% | 1,267,366.47 | 4.853% |
Absa* | L | 8 | 122,264.89 | 4.102% | 1,222,648.90 | 4.102% | |
Old Mutual Wealth Fixed Bond | G | 8 | 121,593.86 | 3.988% | 1,257,918.84 | 4.696% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 120,813.69 | 3.854% | 1,232,882.87 | 4.276% |
Momentum | L | 2.6 | 8 | 116,694.00 | 3.140% | 1,208,730.00 | 3.860% |
NEDgroup LIFE* | L | 8 | 114,638.84 | 2.770% | 1,171,140.20 | 3.210% | |
1Life |
Please contact 1Life or Wealthport directly for a quote at
admin@wealthport.co.za |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 126,417.27 | 4.800% | 1,276,281.56 | 5.000% | |
Discovery* | G | 3.5 | 8 | 125,851.86 | 4.706% | 1,290,714.48 | 5.236% |
Clientele life* | G | 2.43 | 8 | 125,815.29 | 4.700% | 1,270,215.60 | 4.900% |
OUTvest | L | 8 | 125,815.29 | 4.700% | 1,258,152.86 | 4.700% | |
Old Mutual Wealth Fixed Bond | G | 8 | 123,799.25 | 4.362% | 1,280,469.23 | 5.069% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 122,568.75 | 4.154% | 1,252,455.25 | 4.605% |
Momentum | L | 2.6 | 8 | 119,276.00 | 3.590% | 1,234,674.00 | 4.310% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Momentum | R 3,196.23 | R 4,521.65 | R 4,354.84 |
Metropolitan | R 3,193.61 | R 4,525.95 | R 4,196.80 |
Old Mutual | R 3,188.80 | R 4,374.57 | R 4,088.41 |
Discovery | R 3,176.88 | R 4,396.24 | R 4,139.13 |
Assupol Life (rewired) | R 3,051.01 | - | - |
Assupol Life | R 2,594.21 | R 3,839.78 | R 3,524.20 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,806.95 | R 140.28 | R 1,666.67 | 7.764% |
Momentum | R 1,782.40 | R 115.73 | R 1,666.67 | 6.493% |
Metropolitan | R 1,744.42 | R 77.75 | R 1,666.67 | 4.457% |
Old Mutual | R 1,725.73 | R 59.06 | R 1,666.67 | 3.423% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 334.47 | R 0.00 | R 3,796.63 | R 160.68 |
Clientele life* | G | 2.43 | 5 | R 339.42 | R 32.80 | R 3,554.67 | R 358.59 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,344.98 | R 161.18 |
Absa* | G | 3.50 | 5 | R 329.05 | R 25.54 | R 3,290.52 | R 255.46 |
Momentum | L | 2.60 | 5 | - | - | R 3,083.84 | R 216.49 |
NEDgroup LIFE* | L | 5 | R 226.25 | R 4.35 | R 2,619.80 | R 75.68 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 360.24 | R 0.00 | R 4,051.00 | R 183.62 |
Clientele life* | G | 2.43 | 5 | R 361.08 | R 36.96 | R 3,770.80 | R 401.80 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,566.31 | R 171.84 |
Momentum | L | 2.60 | 5 | - | - | R 3,427.75 | R 271.48 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 4BD2D FD9CB D7FB2 7016E |
Metropolitan | Metquote Codes : 9823A 4DB97 53AD6 802B1 |
Metropolitan | Metquote Codes : F39CF 9FFE6 FAF0B C03E5 |
Momentum | Ann : A-EXC7QET-G4FOPFY-SLCBRSY |
Momentum | Guar : G-AXD7APC-W4HEQDK-SXGB7TR |
Momentum | Db : DB-DCFBD-ECIDH-CLBCI-HFDBC-GDIDB-CDBCD |
Old Mutual | Max Income : NX9LAJT4S999T5S956YJYYYY3YTTX82NC65 |
Old Mutual | Ann : GTTG4 7EESX GXBV2 JL5SF |
Old Mutual | Bond: GA4UUUUUUUUUUUUUUUUUUUJQUUUUUUUU7X5 |