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Updated: 11-January-2021 Valid until: 15-January-2021
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 125,095.93 | 4.580% | 1,262,966.91 | 4.780% | |
Clientele life* | G | 2.43 | 8 | 124,498.99 | 4.480% | 1,256,951.64 | 4.680% |
Absa* | L | 8 | 122,883.22 | 4.207% | 1,228,832.23 | 4.207% | |
Discovery* | G | 3.5 | 8 | 122,722.72 | 4.180% | 1,259,216.04 | 4.718% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,023.23 | 3.890% | 1,235,071.72 | 4.313% |
Old Mutual Wealth Fixed Bond | G | 8 | 118,094.66 | 3.382% | 1,222,123.69 | 4.093% | |
Momentum | L | 2.6 | 8 | 117,373.00 | 3.260% | 1,215,769.00 | 3.980% |
NEDgroup LIFE* | L | 8 | 113,971.11 | 2.650% | 1,164,347.72 | 3.090% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 127,021.56 | 4.900% | 1,282,370.68 | 5.100% | |
Clientele life* | G | 2.43 | 8 | 126,417.27 | 4.800% | 1,276,281.56 | 5.000% |
OUTvest |
L | 8 | 126,417.17 | 4.800% | 1,264,171.72 | 4.800% | |
Discovery* | G | 3.5 | 8 | 125,042.51 | 4.571% | 1,282,413.87 | 5.101% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 122,780.72 | 4.190% | 1,254,671.86 | 4.642% |
Old Mutual Wealth Fixed Bond | G | 8 | 120,236.90 | 3.755% | 1,244,033.11 | 4.464% | |
Momentum | L | 2.6 | 8 | 119,971.00 | 3.710% | 1,241,865.00 | 4.430% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Momentum | R 3,219.13 | R 4,512.20 | R 4,312.61 |
Metropolitan | R 3,168.56 | R 4,539.97 | R 4,189.43 |
Old Mutual | R 3,152.39 | R 4,349.72 | R 4,052.50 |
Discovery | R 3,081.28 | R 4,349.80 | R 4,070.89 |
Assupol Life (rewired) | R 3,043.00 | - | - |
Assupol Life | R 2,586.69 | R 3,850.59 | R 3,526.35 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,811.61 | R 144.94 | R 1,666.67 | 8.001% |
Momentum | R 1,784.52 | R 117.85 | R 1,666.67 | 6.604% |
Metropolitan | R 1,751.62 | R 84.95 | R 1,666.67 | 4.850% |
Old Mutual | R 1,725.96 | R 59.29 | R 1,666.67 | 3.435% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 327.00 | R 0.00 | R 3,724.25 | R 171.84 |
Clientele life* | G | 2.43 | 5 | R 341.83 | R 33.25 | R 3,578.71 | R 363.29 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R3,389.12 | R 181.38 |
Absa* | G | 3.50 | 5 | R 337.36 | R 26.99 | R 3,373.56 | R 269.91 |
Momentum | L | 2.60 | 5 | - | - | R 3,186.61 | R 239.31 |
NEDgroup LIFE* | L | 5 | R 216.66 | R 3.63 | R 2,523.47 | R 66.45 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 353.06 | R 0.00 | R 3,981.59 | R 196.27 |
Clientele life* | G | 2.43 | 5 | R 363.48 | R 37.43 | R 3,794.79 | R 406.73 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,611.31 | R 193.28 |
Momentum | L | 2.60 | 5 | - | - | R 3,529.74 | R 296.50 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : A87D6 15887 61415 10113 |
Metropolitan | Metquote Codes : 2068A BAD6D B9F74 90269 |
Metropolitan | Metquote Codes : 0A9AC 63785 3DABA E0389 |
Momentum | Ann : A-EXCGQEZ-G4HOPKE-ULABRS4 |
Momentum | Guar : G-AXDGAPQ-W4EEQRK-UXFB7TR |
Momentum | Db : DB-DCFCC-ECDDH-CLBCI-IHDBC-GEKDB-CDBCD |
Old Mutual | Max Income : EZNLV355T9SSTA4T56ZYJYJJRY8XXR4HLPY |
Old Mutual | Ann : RJCE7 LRV7T FNRET SM473 |
Old Mutual | Bond: BKGUUUUUUUUUUUUUUUUUUUX3UUUUUUUMRN7 |