Updated: 18-January-2021 Valid until: 22-January-2021
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 125,215.60 | 4.600% | 1,264,172.72 | 4.800% | |
Clientele life* | G | 2.43 | 8 | 124,618.19 | 4.500% | 1,258,152.86 | 4.700% |
Absa* | L | 8 | 123,098.86 | 4.244% | 1,230,988.56 | 4.244% | |
Discovery* | G | 3.5 | 8 | 121,719.75 | 4.009% | 1,248,924.88 | 4.546% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 121,285.56 | 3.935% | 1,237,738.03 | 4.358% |
Momentum | L | 2.6 | 8 | 118,170.00 | 3.400% | 1,224,024.00 | 4.130% |
Old Mutual Wealth Fixed Bond | G | 8 | 118,004.59 | 3.366% | 1,221,033.06 | 4.075% | |
NEDgroup LIFE* | L | 8 | 114,026.63 | 2.660% | 1,164,912.56 | 3.100% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
OUTvest | L | 8 | 127,628.16 | 5.000% | 1,276,281.56 | 5.000% | |
Clientele life* | L | 8 | 127,142.69 | 4.920% | 1,283,591.29 | 5.120% | |
Clientele life* | G | 2.43 | 8 | 126,537.94 | 4.820% | 1,277,497.53 | 5.020% |
Discovery* | G | 3.5 | 8 | 124,020.57 | 4.400% | 1,271,933.19 | 4.928% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 123,046.10 | 4.235% | 1,257,432.02 | 4.688% |
Momentum | L | 2.6 | 8 | 120,786.00 | 3.850% | 1,250,297.00 | 4.570% |
Old Mutual Wealth Fixed Bond | G | 8 | 120,145.08 | 3.739% | 1,242,922.65 | 4.445% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Momentum | R 3,254.98 | R 4,534.61 | R 4,348.86 |
Metropolitan | R 3,189.02 | R 4,546.51 | R 4,206.22 |
Old Mutual | R 3,169.16 | R 4,354.28 | R 4,066.15 |
Discovery | R 3,129.59 | R 4,350.34 | R 4,105.10 |
Assupol Life (rewired) | R 3,060.99 | - | - |
Assupol Life | R 2,602.57 | R 3,858.44 | R 3,538.79 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,819.47 | R 152.80 | R 1,666.67 | 8.398% |
Momentum | R 1,786.50 | R 119.83 | R 1,666.67 | 6.708% |
Metropolitan | R 1,748.73 | R 82.06 | R 1,666.67 | 4.693% |
Old Mutual | R 1,722.85 | R 56.18 | R 1,666.67 | 3.261% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 314.63 | R 0.00 | R 3,599.73 | R 154.37 |
Clientele life* | G | 2.43 | 5 | R 343.44 | R 33.25 | R 3,594.74 | R 366.43 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,422.28 | R 185.13 |
Absa* | G | 3.50 | 5 | R 341.41 | R 28.67 | R 3,414.14 | R 286.73 |
NEDgroup LIFE* | L | 5 | R 217.45 | R 3.70 | R 2,531.52 | R 67.22 | |
Momentum | L | 2.60 | 5 | - | - | R 3,276.98 | R 238.56 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 340.85 | R 0.00 | R 3,858.72 | R 178.54 |
Clientele life* | G | 2.43 | 5 | R 365.08 | R 37.75 | R 3,810.77 | R 410.03 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 3,644.12 | R 197.13 |
Momentum | L | 2.60 | 5 | - | - | R 3,619.41 | R 295.71 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 5552D A34AB 106C2 20164 |
Metropolitan | Metquote Codes : 32526 17182 73C48 2020B |
Metropolitan | Metquote Codes : C4F4E FD85E 9CCCF 60367 |
Momentum | Ann : A-EHDIQEB-24FOLKE-ULCBRSY |
Momentum | Guar : G-AHDIAPH-W4GEQ7S-UXEB7LR |
Momentum | Db : DB-DCFCC-ECKDH-CLBCI-JLDBC-GGEDB-CDBCD |
Old Mutual | Max Income : KZNLEHA5T9S4TAS95AZYYYJYQY8XXR4HNY5 |
Old Mutual | Ann : PSY5V 3EH2K SKZ68 F4MGL |
Old Mutual | Bond: VKGUUUUUUUUUUUUUUUUUUUX3UUUUUUUMLM5 |
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