Moonstone Investment Rates Report
Updated: 05-May-2025 Valid until: 09-May-2025
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | R 131 752.40 | 5.670% | R1 320 019.55 | 5.710% | |
Discovery | G | 3.5 | 8 | R 126 753.35 | 4.856% | R1 300 574.00 | 5.397% |
NEDgroup LIFE* | L | 8 | R 125 755.21 | 4.690% | R1 279 323.22 | 5.050% | |
Clientele life* | G | 2.43 | 8 | R 123 252.82 | 4.270% | R1 234 065.65 | 4.296% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | R 134 138.47 | 6.050% | R1 344 549.88 | 6.100% | |
Discovery | G | 3.5 | 8 | R 129 149.43 | 5.249% | R1 324 533.77 | 5.782% |
Clientele life* | G | 2.43 | 8 | R 125 155.75 | 4.590% | R1 253 113.92 | 4.616% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 4 113.42 | - | - |
Assupol (annuity) | R 3 536.42 | R 4 924.84 | R 4 616.27 |
Momentum | R 3 403.35 | R 4 835.96 | R 4 528.24 |
Discovery | R 3 213.23 | R 4 499.02 | R 4 226.61 |
Metropolitan* | - | - | - |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Momentum | R 1 938.29 | R 271.62 | R 1 666.67 | 14.014% |
Metropolitan* | - | - | - | - |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 5 | R 401.12 | R 21.19 | R 4 500.20 | R 534.68 |
NEDgroup LIFE* | L | 5 | R 378.46 | R 22.42 | R 4 067.50 | R 270.40 | |
Clientele life* | G | 2.43 | 5 | R 353.06 | R 35.39 | R 3 553.87 | R 358.44 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 5 | R 428.30 | R 25.52 | R 4 768.48 | R 577.39 |
Clientele life* | G | 2.43 | 5 | R 374.68 | R 39.69 | R 3 770.00 | R 401.63 |