Moonstone Investment Rates Report
Updated: 07-July-2025 Valid until: 11-July-2025
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | R 131 130.17 | 5.570% | R1 314 409.88 | 5.620% | |
Discovery | G | 3.5 | 8 | R 124 397.33 | 4.463% | R1 276 398.62 | 5.002% |
NEDgroup LIFE* | L | 8 | R 124 856.88 | 4.540% | R1 270 215.60 | 4.900% | |
Clientele life* | G | 2.43 | 8 | R 122 192.64 | 4.090% | R1 223 923.34 | 4.124% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | R 133 570.25 | 5.960% | R1 338 225.58 | 6.000% | |
Discovery | G | 3.5 | 8 | R 126 748.77 | 4.855% | R1 299 913.02 | 5.386% |
Clientele life* | G | 2.43 | 8 | R 124 082.48 | 4.410% | R1 242 846.46 | 4.444% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan* | R 4 517.38 | R 3 121.79 | R 4 109.54 |
Assupol Life (rewired) | R 3 800.16 | - | - |
Assupol (annuity) | R 3 256.59 | R 4 656.18 | R 4 323.64 |
Momentum | R 3 241.63 | R 4 667.28 | R 4 287.09 |
Discovery | R 2 970.14 | R 4 261.57 | R 3 965.06 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Momentum | R 1 925.81 | R 259.14 | R 1 666.67 | 13.456% |
Metropolitan* | R 1 840.74 | R 174.07 | R 1 666.67 | 9.457% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 5 | R 369.50 | R 13.39 | R 4 179.63 | R 452.34 |
NEDgroup LIFE* | L | 5 | R 367.08 | R 20.68 | R 3 951.13 | R 3 850.74 | |
Clientele life* | G | 2.43 | 5 | R 339.42 | R 32.80 | R 3 417.53 | R 332.36 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 5 | R 396.94 | R 17.55 | R 4 450.53 | R 493.43 |
Clientele life* | G | 2.43 | 5 | R 361.08 | R 36.96 | R 3 633.98 | R 374.18 |