Moonstone Investment Rates Report
Updated: 04-August-2025 Valid until: 08-August-2025
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | R 133 759.45 | 5.990% | R1 337 594.46 | 5.990% | |
Discovery | G | 3.5 | 8 | R 124 701.63 | 4.514% | R1 279 520.95 | 5.053% |
NEDgroup LIFE* | L | 8 | R 124 379.87 | 4.460% | R1 265 379.45 | 4.820% | |
Clientele life* | G | 2.43 | 8 | R 121 489.91 | 3.970% | R1 216 652.90 | 4.000% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 8 | R 136 238.52 | 6.380% | R1 362 385.24 | 6.380% | |
Discovery | G | 3.5 | 8 | R 127 058.82 | 4.906% | R1 303 092.83 | 5.437% |
Clientele life* | G | 2.43 | 8 | R 123 371.07 | 4.290% | R1 235 486.18 | 4.320% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3 720.63 | - | - |
Assupol (annuity) | R 3 185.70 | R 4 595.22 | R 4 252.93 |
Momentum | R 3 172.55 | R 4 578.47 | R 4 211.47 |
Metropolitan* | R 3 080.84 | R 4 478.06 | R 4 060.83 |
Discovery | R 2 932.53 | R 4 221.80 | R 3 930.30 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Momentum | R 1 923.00 | R 256.33 | R 1 666.67 | 13.330% |
Metropolitan* | R 1 838.23 | R 171.56 | R 1 666.67 | 9.333% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 5 | R 372.84 | R 13.61 | R 4 212.60 | R 454.04 |
NEDgroup LIFE* | L | 5 | R 360.87 | R 19.78 | R 3 886.36 | R 240.48 | |
Clientele life* | G | 2.43 | 5 | R 328.98 | R 30.88 | R 3 314.73 | R 313.31 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.5 | 5 | R 400.19 | R 17.73 | R 4 482.60 | R 494.78 |
Clientele life* | G | 2.43 | 5 | R 350.66 | R 34.93 | R 3 531.43 | R 354.08 |